1104 Topaz Trl, Laredo, TX 78045 Property Records

Webb County property record for 1104 Topaz Trl, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,564 sqft · built 1998
Lot Size0.14 acres (6,113 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jul 2020)
Tax Bill$1,306 (2025)
Deeds & MortgagesJan 2022 Second Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN989-00006-180

Property Details

APN / Parcel Number

Primary APN989-00006-180
Alternative APN
  • 241961

Interior

Stories1 Story
Building Area1,564 sqft Living Area
Gross Area2,026 sqft
1st Floor Area1,564 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,113 sqft (0.14 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area271 sqft
PorchOpen Porch
Porch Area323 sqft

Location & Zoning

Street Address1104 TOPAZ TRL
CityLAREDO
StateTX
Zip78045-8067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 18 BLK 6 TIARA DE SAN ISIDRO SUBDIVISION UNIT I
Legal SubdivisionTIARA DE SAN ISIDRO
Legal Block6
Legal Lot Number18
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1014
Census Tract1723

Owner

1104 Topaz Trl is owned and occupied by an individual who bought it in July 2020.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1104 TOPAZ TRL, LAREDO, TX 78045-8067
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
RANDOLPH BROOKS FCU
Jul 21, 2020Vendor's Lien, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2020 · Amount on File
Deed SaleJul 21, 2020 · Amount on File
Prior SaleAug 30, 2005 · Amount on File
Deed Document Number20201398300
Deed Book / Page4823 / 884
Prior Transfer DateJul 17, 2020
Prior Transfer Doc004823/884
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1104 TOPAZ TRL, LAREDO, TX 78045-8067
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005189/299
DateJan 7, 2022
Book Page5189/299
Instrument1454280
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2042

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJul 21, 2020
Property Address1104 TOPAZ TRL, LAREDO, TX 78045-8067
Document Number004823/884
Book / Page4823 / 884
Map ReferenceVOL 16 PG 88
Instrument DateJul 17, 2020
Instrument1398300
Transaction TypeTransfer
Record UpdatedJan 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 TOPAZ TRL, LAREDO, TX 78045-8067

Mortgage

Document Number0001398301
DateJul 21, 2020
Instrument1398301
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Topaz Trl was $1,306 with a homeowner's exemption, down 16% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,413 (-0.69%) Land $84,848 Building $171,565$256,413 (-0.69%) Land $84,848 Building $171,565
2025$1,306.00 (-15.96%) Homeowner's exemption$258,204 Land $84,848 Building $173,356$258,204 Land $84,848 Building $173,356
2024$1,554.00
2023$239,292 Land $69,199 Building $170,093$239,292 Land $69,199 Building $170,093
2022$1,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Topaz Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1104 Topaz Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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