1109 State St, San Mateo, CA 94401 Property Records

San Mateo County property record for 1109 State St, San Mateo, CA 94401

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,694 sqft · built 1952
Lot Size0.123 acres (5,348 sqft)
Owner2 Trust Names on File
Last Sale$559,000 (Jun 2009)
Tax Bill$12,353 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2019 Transfer
Flood ZoneZone X (reduced by levee)
APN033-023-130

Property Details

APN / Parcel Number

Primary APN033-023-130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,694 sqft Living Area
1st Floor Area1,694 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleDuplex Single
Lot Area5,348 sqft (0.123 acres)
Lot Dimensions107 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces400 Parking Spaces

Location & Zoning

Street Address1109 STATE ST
CitySAN MATEO
StateCA
Zip94401-1100
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR20000
Legal DescriptionLOT 39 PENINSULAR MANOR RSM 17/39
Legal SubdivisionPENINSULAR MANOR
Legal Lot Number39
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group3
Census Block3008
Census Tract606000

Owner

1109 State St, a duplex, is held in a trust since March 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing Address410 LUFF LN, REDWOOD CITY, CA 94065-1109
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Mar 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2009 · Amount on File
Deed SaleJun 17, 2009 · Amount on File
Prior SaleMar 2, 2009 · Amount on File
Deed Document Number200979296
Last Transfer DateMar 17, 2019
Transfer Doc0000019147
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1109 STATE ST, SAN MATEO, CA 94401-1100
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 LUFF LN, REDWOOD CITY, CA 94065-1109

Mortgage

Document Number0000036752
DateMar 5, 2021
Instrument2021-036752
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateMar 19, 2019
Property Address1109 STATE ST, SAN MATEO, CA 94401-1100
Document Number0000019147
Instrument DateMar 17, 2019
Instrument19147
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address410 LUFF LN REDWOOD CITY CA 940651109, REDWOOD CITY, CA 94065-1109

Tax Assessment & Valuation

The 2025 property tax bill for 1109 State St was $12,353.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$734,240 (+2%) Land $367,120 Building $367,120
2025$12,353.00$719,844 Land $359,922 Building $359,922
2023$11,941.00 (+3.37%)$691,894 Land $345,947 Building $345,947
2022$11,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1109 State St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

Nearby Properties on State St

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