512 State St, San Mateo, CA 94401 Property Records

San Mateo County property record for 512 State St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1944
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,092,500 (Jan 2019)
Tax Bill	$17,137 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`032-134-030`

Property Details

APN / Parcel Number

Primary APN	`032-134-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
1st Floor Area	1,211 sqft
Family Room	Family Room

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	512 STATE ST
City	SAN MATEO
State	CA
Zip	94401-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	PARCEL 51 ASSESSORS MAP OF STUDIO TRACT LOT 45 STUDIO TRACT RSM 16/36 37 38
Legal Subdivision	STUDIO TRACT
Legal Lot Number	45
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1005
Census Tract	606000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 STATE ST, SAN MATEO, CA 94401-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 13, 2021	Correction Deed, Transfer FIDELITY NATIONAL TITLE
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jan 14, 2019	Grant Deed, Transfer · ARM SUMMIT MORTGAGE BANKERS INC
Jan 14, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 11, 2017	Quit Claim Deed, Transfer EVEREST ESCROW INC
Aug 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Deed Document Number	20192638
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000005712
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHRONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046540
Date	May 31, 2017
Instrument	2017-046540

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 13, 2021
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Document Number	0000005712
Instrument Date	Jan 8, 2021
Instrument	5712
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 STATE ST SAN MATEO CA 944011614, SAN MATEO, CA 94401-1614

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Document Number	0000005713
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 STATE ST SAN MATEO CA 944011614, SAN MATEO, CA 94401-1614

Mortgage

Document Number	0000005713
Date	Jan 13, 2021
Instrument	5713

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 14, 2019
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Document Number	0000002638
Map Reference	MB 16 PG 36-38
Instrument Date	Jan 5, 2019
Instrument	2019-002638
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 STATE ST, SAN MATEO, CA 94401-1614

Mortgage

Document Number	0000002639
Date	Jan 14, 2019
Instrument	2019-002639

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Jan 14, 2019
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Document Number	0000002637
Instrument Date	Dec 20, 2018
Instrument	2637
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 STATE ST SAN MATEO CA 944011614, SAN MATEO, CA 94401-1614

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 11, 2017
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Document Number	0000110614
Map Reference	MB16 PG36-38
Instrument Date	Nov 20, 2017
Instrument	2017-110614
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHRONOS TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 STATE ST, SAN MATEO, CA 94401-1614

Mortgage

Document Number	0000110615
Date	Dec 11, 2017
Instrument	2017-110615

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 11, 2017
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Document Number	0000110616
Instrument Date	Nov 20, 2017
Instrument	110616
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EVEREST ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	512 STATE ST SAN MATEO CA 944011614, SAN MATEO, CA 94401-1614

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 28, 2017
Property Address	512 STATE ST, SAN MATEO, CA 94401-1614
Document Number	0000075292
Instrument Date	Aug 23, 2017
Instrument	75292
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	512 STATE ST SAN MATEO CA 944011614, SAN MATEO, CA 94401-1614

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,379,977 (+2%) Land $1,024,044 Building $355,933
2025	$17,137.00 (+5.94%)	$1,352,920 (+4.04%) Land $1,003,965 Building $348,955
2023	$16,176.00 (+1.11%)	$1,300,388 Land $964,981 Building $335,407	$1,631,070
2022	$15,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Unwired.

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