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1109 Silver St, Urbana, IL 61801 Property Records

Champaign County property record for 1109 Silver St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,165 sqft · built 1973
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Aug 2021)
Tax Bill$7,973 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN93-21-21-182-005

Property Details

APN / Parcel Number

Primary APN93-21-21-182-005

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,165 sqft Building Perimeter
1st Floor Area2,165 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialOther
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions100 ft deep x 90 ft wide
Garage TypeAttached
Garage Area550 sqft
DrivewayConcrete Driveway
Driveway Area1,200 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area247 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1109 SILVER ST
CityURBANA
StateIL
Zip61801-6807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 647 ENNIS RIDGE 9TH SUB
Legal Range09E
Legal Township19N
Legal Section21
Legal SubdivisionENNIS RIDGE 9TH SUB
Legal Lot Number647
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2015
Census Tract5701

Owner

1109 Silver St is owned and occupied by an individual who bought it in August 2021.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1109 SILVER ST, URBANA, IL 61801-6807
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2021 · Amount on File
Deed SaleAug 18, 2021 · Amount on File
Deed Document Number202119899
Record UpdatedOct 29, 2026

August 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 18, 2021
Property Address1109 SILVER ST, URBANA, IL 61801-6807
Document Number0000019899
Map ReferenceDOC727187 MBP PG51
Instrument DateAug 6, 2021
Instrument2021R19899
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1109 SILVER ST, URBANA, IL 61801-6807

Mortgage

Document Number0000019900
DateAug 18, 2021
Instrument2021R19900
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$88,140 Land $26,070 Building $62,070$264,420 Land $78,210 Building $186,210
2024$7,973.00
2022$6,926.00 Homeowner's exemption$69,990 Land $20,700 Building $49,290$209,970 Land $62,100 Building $147,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1109 Silver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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