1105 Silver St, Urbana, IL 61801 Property Records

Champaign County property record for 1105 Silver St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,993 sqft · built 1969
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Apr 2020)
Tax Bill	$6,227 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-182-003`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-182-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,993 sqft Building Perimeter
1st Floor Area	1,993 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1105 SILVER ST
City	URBANA
State	IL
Zip	61801-6807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 645 ENNIS RIDGE 9TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 9TH SUB
Legal Lot Number	645
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2015
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 SILVER ST, URBANA, IL 61801-6807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 16, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	20206561
Prior Transfer Date	Oct 13, 2017
Prior Transfer Doc	0000019692
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 23, 2020
Property Address	1105 SILVER ST, URBANA, IL 61801-6807
Document Number	0000006561
Map Reference	MB P PG 51
Instrument Date	Apr 10, 2020
Instrument	2020R06561
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1105 SILVER ST, URBANA, IL 61801-6807

Mortgage

Document Number	0000006562
Date	Apr 23, 2020
Instrument	2020R06562

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate	4.75%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 16, 2017
Property Address	1105 SILVER ST, URBANA, IL 61801-6807
Document Number	0000019692
Instrument Date	Oct 13, 2017
Instrument	19692
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1105 SILVER ST URBANA IL 618016807, URBANA, IL 61801-6807

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,350 (+25.94%) Land $26,070 Building $46,280	$217,050 (+25.94%) Land $78,210 Building $138,840
2024	$6,227.00 (+11.84%)
2022	$5,568.00 Homeowner's exemption	$57,450 Land $20,700 Building $36,750	$172,350 Land $62,100 Building $110,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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