Minnehaha County property record for 1109 S Gary Dr, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1953 |
| Lot Size | 0.188 acres (8,207 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,032 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Aug 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-23-301-007-000 |
| Primary APN | 01-22-23-301-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Finished Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 432 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,207 sqft (0.188 acres) |
| Lot Dimensions | 126 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 35724 |
|---|---|
| Street Address | 1109 S GARY DR |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 2 HILLTOP HEIGHTS ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | HILLTOP HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1801 |
Source: Minnehaha County records · APN 01-22-23-301-007-000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1109 S GARY DR, SIOUX FALLS, SD 57103-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEVO FCU |
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEVO FCU |
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit LEVO FCU |
| Jun 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 01, 2020 |
| Transfer Doc | 596DEED/732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1109 S GARY DR, SIOUX FALLS, SD 57103-3414 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1957MTG/631 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 1957 MTG/631 |
| Name | LEVO FCU |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1109 S GARY DR, SIOUX FALLS, SD 57103-3414 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1958MTG/762 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 1958 MTG/762 |
| Name | LEVO FCU |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1109 S GARY DR, SIOUX FALLS, SD 57103-3414 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG1983/266 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | MTG 1983/266 |
| Name | LEVO FCU |
|---|---|
| Type | Credit Union |
| Address | 700 E 14TH ST, SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 15, 2044 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jun 17, 2020 |
| Property Address | 1109 S GARY DR, SIOUX FALLS, SD 57103-3414 |
| Document Number | 596DEED/732 |
| Book / Page | 596 DEED / 732 |
| Instrument Date | Jun 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1109 S GARY DR, SIOUX FALLS, SD 57103-3414 |
| Document Number | 1888MTG390 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 1888 MTG/390 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,032.00 | $223,800 (+9.28%) Land $30,800 Building $193,000 |
| 2024 | $3,032.00 (+12.76%) | $204,800 (+14.61%) Land $30,800 Building $174,000 |
| 2022 | $2,689.00 | $178,700 Land $30,800 Building $147,900 |
Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990018011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 704 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SD4600294, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SIOUX FALLS serves 216,462 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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