1104 S 15th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1104 S 15th St, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 930 sqft · built 1953
Lot Size0.298 acres (12,981 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Feb 2024)
Tax Bill$3,035 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Dec 2018 Transfer
Flood ZoneZone X (moderate risk)
APN74-07-145-0007-000

Property Details

APN / Parcel Number

Primary APN74-07-145-0007-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area930 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions200 ft deep x 65 ft wide
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1104 S 15TH ST
CitySAINT CLAIR
StateMI
Zip48079-5204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A MED D
Legal DescriptionLOT 11 BORTON'S SUBD
Legal SubdivisionSUBD
Legal Lot Number11
Legal Unit11
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group5
Census Block5011
Census Tract642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1104 S 15TH ST, SAINT CLAIR, MI 48079-5204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2024 · Amount on Record
Deed SaleFeb 2, 2024 · Amount on Record
Deed Document Number20241941
Deed Book / Page5688 / 254
Prior Transfer DateDec 4, 2018
Prior Transfer Doc0005016335
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateFeb 2, 2024
Property Address1104 S 15TH ST, SAINT CLAIR, MI 48079-5204
Document Number0005688254
Book / Page5688 / 254
Map ReferenceLB 56 PG 9
Instrument DateJan 19, 2024
Instrument2024001941
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyATA NATIONAL TITLE, ATA NATIONA TITLE

Transaction

AmountAmount Recorded
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1104 S 15TH ST, SAINT CLAIR, MI 48079-5204

Transferred To (Grantee/Buyer)

NameVerified Name
Address18020 IRWIN RD, ARMADA, MI 48005-1733

Mortgage

Document Number2024001403
DateFeb 2, 2024
Instrument2024001403
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

Mortgage

Document Number0005685963
DateJan 24, 2024
Book Page5685/963
Instrument2024001403
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateDec 13, 2018
Property Address1104 S 15TH ST, SAINT CLAIR, MI 48079-5204
Document Number0050160335
Book / Page005016 / 000335
Instrument DateDec 4, 2018
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1104 S 15TH ST ST CLAIR MI 480795204, ST CLAIR, MI 48079-5204

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,500 (+1.19%)$153,000 (+1.19%)
2025$3,035.00 (+66.12%) Homeowner's exemption$75,600 (+8.93%)
2024$1,827.00 (+7.34%)$151,200 (+8.93%)
2023$69,400
2022$1,702.00$138,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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