1109 Ridgewood Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1109 Ridgewood Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1956
Lot Size	0.146 acres (6,342 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,253,000 (Sep 2023)
Tax Bill	$28,085 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-055-110`

Property Details

APN / Parcel Number

Primary APN	`021-055-110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,370 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,342 sqft (0.146 acres)
Lot Dimensions	95 ft deep x 66 ft wide
View / Lot	Corner
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1109 RIDGEWOOD DR
City	MILLBRAE
State	CA
Zip	94030-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 1 BLOCK 11 MILLBRAE MEADOWS NO 1 RSM 41/21 22 23 24 CITY OF MILLBRAE
Legal Subdivision	MILLBRAE MEADOWS NO 1
Legal Block	11
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1005
Census Tract	604600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Sep 8, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 26, 2018	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	202343712
Prior Transfer Date	Feb 14, 2001
Prior Transfer Doc	0000040499
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Apr 15, 2026
Property Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Document Number	0000019543
Instrument Date	Apr 11, 2026
Instrument	202619543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	60 LOREE LN, MILLBRAE, CA 94030-2904

Mortgage

Document Number	0000019543,
Date	Apr 15, 2026
Instrument	202619543

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 8, 2023
Property Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Document Number	0000043712
Map Reference	MB 41 PG 21-24
Instrument Date	Sep 7, 2023
Instrument	2023-043712
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026

Mortgage

Document Number	0000043713
Date	Sep 8, 2023
Instrument	2023-043713

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Max Rate	12.3%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092845
Date	Nov 5, 2019
Instrument	2019-092845

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 2, 2020
Property Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Document Number	0000089871
Instrument Date	Aug 18, 2020
Instrument	89871
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1109 RIDGEWOOD DR MILLBRAE CA 940301026, MILLBRAE, CA 94030-1026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 26, 2018
Property Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Document Number	0000022634
Map Reference	MB41 PG21-24
Instrument Date	Mar 22, 2018
Instrument	2018-022634
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1109 RIDGEWOOD DR, MILLBRAE, CA 94030-1026

Mortgage

Document Number	0000022635
Date	Mar 26, 2018
Instrument	2018-022635

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,344,021 (+2%) Land $1,459,681 Building $884,340
2025	$28,085.00 (+5.19%)	$2,298,060 (+30.92%) Land $1,431,060 Building $867,000
2024	$26,700.00 (+26.21%)
2023	$21,155.00 (+9.2%) Homeowner's exemption	$1,755,300 Land $1,476,421 Building $278,879	$1,965,150
2022	$19,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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