1105 Ridgewood Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1105 Ridgewood Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1956
Lot Size	0.142 acres (6,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Jul 2017)
Tax Bill	$23,876 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-055-120`

Property Details

APN / Parcel Number

Primary APN	`021-055-120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,280 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	6,204 sqft (0.142 acres)
Lot Dimensions	95 ft deep x 65 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1105 RIDGEWOOD DR
City	MILLBRAE
State	CA
Zip	94030-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 2 BLOCK 11 MILLBRAE MEADOWS NO 1 RSM 41/21 22 23 24 CITY OF MILLBRAE
Legal Subdivision	MILLBRAE MEADOWS NO 1
Legal Block	11
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1005
Census Tract	604600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 13, 2019	Deed of Trust, Mortgage · ARM GENERAL MORTGAGE CAPITAL CORP
Jun 1, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jul 11, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA
Jun 2, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	201758722
Prior Transfer Date	Apr 21, 2011
Prior Transfer Doc	0000086624
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026

Mortgage

Document Number	0000164732
Date	Dec 1, 2021
Instrument	2021-164732

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Dec 1, 2028
Min Rate At Change	2.5%
Max Rate At Change	7%
Index	Other
Margin	2
Max Rate	7%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074833
Date	Sep 13, 2019
Instrument	2019-074833

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Document Number	0000052197
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1105 RIDGEWOOD DR MILLBRAE CA 940301026, MILLBRAE, CA 94030-1026

Mortgage

Document Number	0000052197
Date	Jun 8, 2020
Instrument	52197

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 11, 2017
Property Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Document Number	0000058722
Map Reference	MAP41 PG21-24
Instrument Date	Jul 3, 2017
Instrument	2017-058722
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026

Mortgage

Document Number	0000058725
Date	Jul 11, 2017
Instrument	2017-058725

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

Mortgage

Document Number	0000058726
Date	Jul 11, 2017
Instrument	2017-058726

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Jun 2, 2017
Property Address	1105 RIDGEWOOD DR, MILLBRAE, CA 94030-1026
Document Number	0000047828
Instrument Date	May 22, 2017
Instrument	47828
Transaction Type	Transfer
Record Updated	Aug 9, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ROCKWOOD DR SOUTH SAN FRANCISCO CA 940805749, SOUTH SAN FRANCISCO, CA 94080-5749

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,972,991 (+2%) Land $1,392,700 Building $580,291
2025	$23,876.00 (+6.3%)	$1,934,306 (+4.04%) Land $1,365,393 Building $568,913
2023	$22,461.00 (+9.13%)	$1,859,196 Land $1,312,374 Building $546,822	$1,850,490
2022	$20,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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