1109 Pear Tree Ln, Napa, CA 94558 Property Records

Napa County property record for 1109 Pear Tree Ln, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,023 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,711 (2026)
Deeds & Mortgages	Oct 2018 Reverse Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-040-012-000`

Property Details

APN / Parcel Number

Primary APN	`044-040-012-000`
Alternative APNs	`044-040-012` `04404012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,023 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	044-040-012
Street Address	1109 PEAR TREE LN
City	NAPA
State	CA
Zip	94558-6443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OM
Legal Subdivision	PUEBLO DE SALVADOR
Legal Lot Number	7,8
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	4
Census Block	4004
Census Tract	200504

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 PEAR TREE LN, NAPA, CA 94558-6443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1109 PEAR TREE LN, NAPA, CA 94558-6443
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020623
Date	Oct 25, 2018
Instrument	2018-0020623

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1109 PEAR TREE LN, NAPA, CA 94558-6443
Document Number	0000020624
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 PEAR TREE LN NAPA CA 945586443, NAPA, CA 94558-6443

Mortgage

Document Number	0000020624
Date	Oct 25, 2018
Instrument	20624

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.45%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,711.00 (+2.58%) Homeowner's exemption	$85,762 (+2%) Land $24,493 Building $61,269	$85,762 Land $24,493 Building $61,269
2025	$1,668.00 (+3.09%) Homeowner's exemption	$84,081 (+4.04%) Land $24,013 Building $60,068
2023	$1,618.00 (+0.94%) Homeowner's exemption	$80,819 Land $23,082 Building $57,737
2022	$1,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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