1109 NW 3rd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1109 NW 3rd St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1957
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Owner Names on File
Last Sale	$8,000 (Apr 2011)
Tax Bill	$1,095 (2025)
Flood Zone	Zone X (minimal risk)
APN	`3-16-37-35-0160-00260-0030`

Property Details

APN / Parcel Number

Primary APN	`3-16-37-35-0160-00260-0030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Heated Area
Gross Area	1,834 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	1109 NW 3RD ST
City	OKEECHOBEE
State	FL
Zip	34972-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 25) LOTS 3 & 4 BLOCK 26
Legal Range	35E
Legal Township	37S
Legal Section	16
Legal Subdivision	NORTHWEST ADDITION
Legal Block	26
Legal Lot Number	3,4 4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3071
Census Tract	910202

Owner

Source: Okeechobee County records · APN 3-16-37-35-0160-00260-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1163 NW 36TH ST, OKEECHOBEE, FL 34972-1635

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2011 · Amount on Record
Deed Sale	Apr 19, 2011 · Amount on Record
Prior Sale	Jun 10, 1998
Deed Document Number	2011003991
Deed Book / Page	0700 / 0352
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 (-25.41%)	$81,448 (+23.44%) Land $30,000 Building $51,448	$81,448 (+23.44%) Land $30,000 Building $51,448
2023	$1,468.00 (+12.15%)	$65,981 (+24.68%) Land $20,000 Building $45,981	$65,981 (+24.68%) Land $20,000 Building $45,981
2022	$1,309.00	$52,919 Land $14,000 Building $38,919	$52,919 Land $14,000 Building $38,919

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.