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1022 NW 3rd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1022 NW 3rd St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1994
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Mar 2023)
Tax Bill$3,855 (2025)
Deeds & MortgagesNov 2025 Transfer
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-16-37-35-0160-00240-0130

Property Details

APN / Parcel Number

Primary APN3-16-37-35-0160-00240-0130
Alternative APN
  • R31637350160002400130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,300 sqft Living Area
Gross Area1,615 sqft
1st Floor Area1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area312 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1022 3RD ST
CityOKEECHOBEE
StateFL
Zip34974-0402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 25) LOTS 13 & 14 BLOCK 24
Legal Range35E
Legal Township37S
Legal Section16
Legal SubdivisionNORTHWEST ADDITION TO OKEECHOBEE
Legal Block24
Legal Lot Number13,14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3069
Census Tract910202

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1022 NW 3RD ST, OKEECHOBEE, FL 34972-2808
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 13, 2023Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Prior SaleMay 16, 2022 · Amount on Record
Deed Document Number20232987
Last Transfer DateOct 29, 2025
Transfer Doc0000012735
Record UpdatedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKEECHOBEE FL
Recording DateNov 5, 2025
Property Address1022 NW 3RD ST, OKEECHOBEE, FL 34972-2808
Document Number0000012735
Map ReferenceMB 1 PG 25
Instrument DateOct 29, 2025
Instrument2025012735
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1390 19TH AVE SW, VERO BEACH, FL 32962-6167

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 NW 3RD ST, OKEECHOBEE, FL 34972-2808

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 13, 2023
Property Address1022 NW 3RD ST, OKEECHOBEE, FL 34972-2808
Document Number0000002987
Map ReferenceMB 1 PG 25
Instrument DateMar 13, 2023
Instrument2023002987
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1451 SW 83RD AVE, OKEECHOBEE, FL 34974-3369

Transferred To (Grantee/Buyer)

NameVerified Name
Address22302 NW 176TH AVE, OKEECHOBEE, FL 34972-3963

Mortgage

Document Number0000002988
DateMar 13, 2023
Instrument2023002988
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 16, 2022
Property Address1022 NW 3RD ST, OKEECHOBEE, FL 34972-2808
Document Number0000006825
Map ReferenceMB 1 PG 25
Instrument DateMay 13, 2022
Instrument20220006825
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,001.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5904 SE 43RD TERR, 5904, OKEECHOBEE, FL 34972

Transferred To (Grantee/Buyer)

NameVerified Name
Address1451 SW 83RD AVE, OKEECHOBEE, FL 34974-3369

Mortgage

Document Number0000006826
DateMay 16, 2022
Instrument20220006826
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,855.00 (-22.64%) Homeowner's exemption$209,593 (-4.39%)$212,436 (-3.09%) Land $30,000 Building $182,436
2023$4,983.00 (+346.51%)$219,219 (+208.52%) Land $20,000 Building $199,219$219,219 (+57.14%) Land $20,000 Building $199,219
2022$1,116.00 Homeowner's exemption$71,054$139,509 Land $14,000 Building $125,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2005–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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