1109 Martha Dr, Monroe, NC 28112 Property Records

Union County property record for 1109 Martha Dr, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	built 2019
Lot Size	0.883 acres (38,463 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2019)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-159-064A`

Property Details

APN / Parcel Number

Primary APN	`09-159-064A`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	38,463 sqft (0.883 acres)

Location & Zoning

Street Address	1109 MARTHA DR
City	MONROE
State	NC
Zip	28112-5145
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-20 MONRO
Legal Description	#93 LAKEVIEW ESTATES SEC3 PB6 PG40
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	93
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2021
Census Tract	20602

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1109 MARTHA DR, MONROE, NC 28112-5145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	201931947
Deed Book / Page	7492 / 50
Prior Transfer Date	May 23, 2002
Prior Transfer Doc	1842393
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 17, 2019
Property Address	1109 MARTHA DR, MONROE, NC 28112-5145
Document Number	749250
Book / Page	007492 / 000050
Instrument Date	Oct 17, 2019
Instrument	31947
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 MARTHA DR MONROE NC 28112, MONROE, NC 28112

Mortgage

Document Number	749252
Date	Oct 17, 2019
Book Page	007492/000052
Instrument	31948

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,560.00 (+18.9%)	$407,300 (+48.32%) Land $135,000 Building $272,300	$407,300 (+48.32%) Land $135,000 Building $272,300
2023	$2,994.00	$274,600 Land $32,500 Building $242,100	$274,600 Land $32,500 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20