Union County property record for 1104 Martha Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,007 sqft · built 1974 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Oct 2019) |
| Tax Bill | $3,821 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-197-019 |
| Primary APN | 09-197-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,007 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Carport |
| Garage Area | 812 sqft |
| Carport | Carport |
| Carport Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 558 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1104 MARTHA DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #12 LAKEVIEW ESTATES SCT1 PB5 PG183 |
| Legal Subdivision | LAKEVIEW ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20602 |
1104 Martha Dr is owned and occupied by an individual who bought it in October 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1104 MARTHA DR, MONROE, NC 28112-5144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 18, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 1, 2019 | Warranty Deed, Transfer · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGEN |
| Jan 10, 2017 | Warranty Deed, Transfer · Conventional with PMI STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on File |
| Deed Sale | Oct 1, 2019 · Amount on File |
| Prior Sale | Jan 9, 2017 · Amount on File |
| Deed Document Number | 201929985 |
| Deed Book / Page | 7479 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1104 MARTHA DR, MONROE, NC 28112-5144 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1104 MARTHA DR, MONROE, NC 28112-5144 |
| Document Number | 0008433401 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 8433/401 |
| Instrument | 10861 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1104 MARTHA DR, MONROE, NC 28112-5144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7286362 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 7286/362 |
| Instrument | 0034689 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, NC 28111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 1, 2019 |
| Property Address | 1104 MARTHA DR, MONROE, NC 28112-5144 |
| Document Number | 0007479416 |
| Book / Page | 7479 / 416 |
| Map Reference | MB 5 PG 183 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 0029985 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10647 GREYHOUND DR, 10647, CHARLOTTE, NC 28269-1372 |
| Name | Verified Name |
|---|---|
| Address | 1104 MARTHA DR, MONROE, NC 28112-5144 |
| Document Number | 0000029987 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 0029987 |
| Name | NORTH CAROLINA HOUSING FINANCE AGEN |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 7479419 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 7479/419 |
| Instrument | 0029986 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 10, 2017 |
| Property Address | 1104 MARTHA DR, MONROE, NC 28112-5144 |
| Document Number | 685740 |
| Book / Page | 00685 / 000040 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 605 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 MARTHA DR MONROE NC 281125144, MONROE, NC 28112-5144 |
| Document Number | 685743 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 006857/000043 |
| Instrument | 606 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 1104 Martha Dr was $3,821.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,100 (-) Land $135,000 Building $302,100 | $437,100 (-) Land $135,000 Building $302,100 | |
| 2025 | $3,821.00 | $437,100 Land $135,000 Building $302,100 | $437,100 Land $135,000 Building $302,100 |
| 2023 | $2,820.00 | $258,600 Land $32,500 Building $226,100 | $258,600 Land $32,500 Building $226,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1104 Martha Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1104 Martha Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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