1104 Maplewood Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1104 Maplewood Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,615 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2026)
Tax Bill	$6,224 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-249-063-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-249-063-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Basement Area	1,615 sqft
Unfinished Basement	1,615 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Slab
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1104 MAPLEWOOD LN
City	WATERLOO
State	IL
Zip	62298-2797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 63 SILVERCREEK CROSSING 1ST ADDN PHASE 1
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Subdivision	SILVERCREEK CROSSING
Legal Lot Number	63
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3009
Census Tract	600501

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	840 SOUTHGATE DR, FREEBURG, IL 62243-1550
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit POINT DIGITAL FINANCE INC
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Document Number	2026442733
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 26, 2026
Property Address	1104 MAPLEWOOD LN, WATERLOO, IL 62298-2797
Document Number	0000442733
Instrument Date	May 21, 2026
Instrument	2026442733
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$49,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1104 MAPLEWOOD LN, WATERLOO, IL 62298-2797
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426805
Date	Nov 2, 2022
Instrument	426805

Lender

Name	POINT DIGITAL FINANCE INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2052

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1104 MAPLEWOOD LN, WATERLOO, IL 62298-2797
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417326
Date	May 21, 2021
Instrument	417326

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,224.00 Homeowner's exemption Disabled Person's exemption	$107,760 (+5.09%) Land $16,590 Building $91,170	$323,280 (+5.09%) Land $49,770 Building $273,510
2024		$102,536 (+18.58%) Land $16,253 Building $86,283	$307,608 (+18.58%) Land $48,759 Building $258,849
2022	Disabled Person's exemption Additional exemption filed	$86,470 Land $15,280 Building $71,190	$259,410 Land $45,840 Building $213,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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