1109 Locust St, Covington, KY 41011 Property Records

Kenton County property record for 1109 Locust St, Covington, KY 41011

Property Summary

Property TypeCity, Municipal, Town, Village Owned (Exempt)
Details1 ba · 1,641 sqft
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on File
Last Sale$17,723 (Nov 2005)
Flood ZoneZone X (minimal risk)
APN054-22-16-005.00

Property Details

APN / Parcel Number

Primary APN054-22-16-005.00

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,641 sqft Building Perimeter

Exterior

Lot Area1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1109 LOCUST ST
CityCOVINGTON
StateKY
Zip41011-3999
Property CategoryPublic Works
Property TypePublic Works > City, Municipal, Town, Village Owned (Exempt)
Legal DescriptionRIDDLES 2ND S 1/2 LOT 29 & N 1/2 LOT 28
Legal SubdivisionRIDDLES
Legal Phase2
Legal Lot Number28,29
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1016
Census Tract60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lee-Holman Historic District
listed 1996 · 152 contributing resources · NRIS 96000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1109 Locust St, a public works property, is owned by a company that bought it in November 2005.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address20 W PIKE ST, 1, COVINGTON, KY 41011-3063
Owner TypeCompany
VestingGovernment

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2005 · Amount on File
Deed SaleNov 7, 2005 · Amount on File
Deed Document Number200511 07 059 00343
Deed Book / Page2815 / 183
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,000 (+2%) Land $15,000$15,000 (+2%) Land $15,000
2025$5,000 Land $5,000$5,000 Land $5,000
2023Additional exemption filed$5,000 Land $5,000$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1109 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Locust St

Nearby Streets

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