Kenton County property record for 1108 Locust St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,129 sqft |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $58,000 (Apr 2005) |
| Tax Bill | $178 (2023) |
| Deeds & Mortgages | Jul 2023 Transfer Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-17-015.00 |
| Primary APN | 054-22-17-015.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,129 sqft Finished Area |
| Roof Material | Metal |
|---|---|
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 70 ft deep x 20 ft wide |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 0542217015.00 |
|---|---|
| Street Address | 1108 LOCUST ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDDLES 2ND N 17.5' LOT 36 & S 2.5' 35 |
| Legal Subdivision | RIDDLES |
| Legal Phase | 2 |
| Legal Lot Number | 35,36 |
| Jurisdiction | KENTON KY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lee-Holman Historic District listed 1996 · 152 contributing resources · NRIS 96000798 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1108 Locust St is owned by a company that acquired it in July 2023.
Source: Kenton County records, as of January 4, 2024
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 232 BERRY ST, COVINGTON, KY 41011-3010 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Intrafamily Transfer, Transfer |
| Jan 18, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2005 · Amount on File |
| Deed Sale | Apr 18, 2005 · Amount on File |
| Prior Sale | Jan 18, 2022 · Amount on File |
| Deed Document Number | 0C25710076 |
| Last Transfer Date | Jul 28, 2023 |
| Transfer Doc | 0005900059 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 28, 2023 |
| Property Address | 1108 LOCUST ST, COVINGTON, KY 41011 |
| Document Number | 0005900059 |
| Book / Page | KC 238 / 310 |
| Map Reference | PL 243 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 23072805900059 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 BERRY ST, COVINGTON, KY 41011-3010 |
| Name | Verified Name |
|---|---|
| Address | 232 BERRYS TREET, COVINGTON, KY 41011-3010 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 18, 2022 |
| Property Address | 1108 LOCUST ST, COVINGTON, KY 41011 |
| Document Number | 0005900227 |
| Book / Page | 143 / 397 |
| Map Reference | PL 243 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 22011805900227 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 W PIKE ST, COVINGTON, KY 41011-2711 |
| Name | Verified Name |
|---|---|
| Address | 232 BERRY ST, COVINGTON, KY 41011-3010 |
Source: Kenton County assessment roll, as of April 1, 2023
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $178.00 | $13,400 (-10.67%) Land $5,000 Building $8,400 | $13,400 (-10.67%) Land $5,000 Building $8,400 |
| 2022 | Additional exemption filed | $15,000 Land $5,000 Building $10,000 | $15,000 Land $5,000 Building $10,000 |
| 2021 | $75.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1108 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1108 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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