1108 Locust St, Covington, KY 41011 Property Records

Kenton County property record for 1108 Locust St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,129 sqft
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on File
Last Sale$58,000 (Apr 2005)
Tax Bill$178 (2023)
Deeds & MortgagesJul 2023 Transfer
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN054-22-17-015.00

Property Details

APN / Parcel Number

Primary APN054-22-17-015.00

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,129 sqft Finished Area

Exterior

Roof MaterialMetal
Lot Area1,307 sqft (0.03 acres)
Lot Dimensions70 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0542217015.00
Street Address1108 LOCUST ST
CityCOVINGTON
StateKY
Zip41011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDDLES 2ND N 17.5' LOT 36 & S 2.5' 35
Legal SubdivisionRIDDLES
Legal Phase2
Legal Lot Number35,36
JurisdictionKENTON KY
Census Block Group1
Census Block1015
Census Tract60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lee-Holman Historic District
listed 1996 · 152 contributing resources · NRIS 96000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1108 Locust St is owned by a company that acquired it in July 2023.

Source: Kenton County records, as of January 4, 2024

Owner of RecordCompany Name on File
Mailing Address232 BERRY ST, COVINGTON, KY 41011-3010
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Intrafamily Transfer, Transfer
Jan 18, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2005 · Amount on File
Deed SaleApr 18, 2005 · Amount on File
Prior SaleJan 18, 2022 · Amount on File
Deed Document Number0C25710076
Last Transfer DateJul 28, 2023
Transfer Doc0005900059
Record UpdatedJun 7, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJul 28, 2023
Property Address1108 LOCUST ST, COVINGTON, KY 41011
Document Number0005900059
Book / PageKC 238 / 310
Map ReferencePL 243
Instrument DateJun 30, 2023
Instrument23072805900059
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address232 BERRY ST, COVINGTON, KY 41011-3010

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BERRYS TREET, COVINGTON, KY 41011-3010

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJan 18, 2022
Property Address1108 LOCUST ST, COVINGTON, KY 41011
Document Number0005900227
Book / Page143 / 397
Map ReferencePL 243
Instrument DateJan 13, 2022
Instrument22011805900227
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

AmountAmount on Record
Tax$24.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address20 W PIKE ST, COVINGTON, KY 41011-2711

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BERRY ST, COVINGTON, KY 41011-3010

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2023

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$178.00$13,400 (-10.67%) Land $5,000 Building $8,400$13,400 (-10.67%) Land $5,000 Building $8,400
2022Additional exemption filed$15,000 Land $5,000 Building $10,000$15,000 Land $5,000 Building $10,000
2021$75.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1108 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Locust St

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