1109 Harcourt St, Laredo, TX 78045 Property Records

Webb County property record for 1109 Harcourt St, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,630 sqft · built 2011
Lot Size0.145 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$185,700 (Oct 2011)
Tax Bill$1,341 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN985-16003-140

Property Details

APN / Parcel Number

Primary APN985-16003-140
Alternative APN
  • 458080

Interior

Stories1 Story
Building Area1,630 sqft Living Area
Gross Area2,029 sqft
1st Floor Area1,630 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,300 sqft (0.145 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
Pool Area420 sqft
PorchOpen Porch
Porch Area154 sqft

Location & Zoning

Street Address1109 HARCOURT ST
CityLAREDO
StateTX
Zip78045-6780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHILOH CROSSING, BLOCK 3, LOT 14, PHASE 2
Legal SubdivisionSHILOH CROSSING
Legal Phase2
Legal Block3
Legal Lot Number14
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3001
Census Tract1725

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1109 HARCOURT ST, LAREDO, TX 78045-6780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Deed of Trust, Mortgage · Line of Credit
SECURITY SERVICE FCU
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECURITY SERVICE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2011 · Amount on Record
Deed SaleOct 25, 2011 · Amount on Record
Prior SaleMay 18, 2011 · Amount on Record
Deed Document Number201116091
Deed Book / Page3163 / 564
Prior Transfer DateOct 21, 2011
Prior Transfer Doc003163/564
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1109 HARCOURT ST, LAREDO, TX 78045-6780
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanySSTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005350/107
DateSep 23, 2022
Book Page5350/107
Instrument1480319
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueOct 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1109 HARCOURT ST, LAREDO, TX 78045-6780
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanySSTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004751/802
DateMar 9, 2020
Book Page4751/802
Instrument1386711
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,000 (+4.53%) Land $87,444 Building $189,556$277,000 (+4.53%) Land $87,444 Building $189,556
2025$1,341.00 (-19.31%) Homeowner's exemption$265,000 (+3.59%) Land $87,444 Building $177,556$265,000 (+3.59%) Land $87,444 Building $177,556
2024$1,662.00 (+6.4%)
2023$255,818 Land $73,395 Building $182,423$255,818 Land $73,395 Building $182,423
2022$1,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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