1107 Harcourt St, Laredo, TX 78045 Property Records

Webb County property record for 1107 Harcourt St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,719 sqft · built 2010
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$187,728 (Jan 2025)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-16003-150`

Property Details

APN / Parcel Number

Primary APN	`985-16003-150`
Alternative APN	`458081`

Interior

Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	2,159 sqft
1st Floor Area	1,719 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	526 sqft

Location & Zoning

Street Address	1107 HARCOURT ST
City	LAREDO
State	TX
Zip	78045-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHILOH CROSSING, BLOCK 3, LOT 15, PHASE 2
Legal Subdivision	SHILOH CROSSING
Legal Phase	2
Legal Block	3
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3001
Census Tract	1725

Owner

1107 Harcourt St is owned and occupied by two individuals who bought it in January 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 HARCOURT ST, LAREDO, TX 78045-6780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	May 11, 2016 · Amount on File
Deed Document Number	20251548622
Deed Book / Page	5775 / 468
Prior Transfer Date	May 9, 2016
Prior Transfer Doc	004044/761
Record Updated	Oct 29, 2026

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 28, 2025
Property Address	1107 HARCOURT ST, LAREDO, TX 78045-6780
Document Number	005775/468
Book / Page	5775 / 468
Map Reference	VOL 29 PG 90
Instrument Date	Jan 24, 2025
Instrument	1548622
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 HARCOURT ST, LAREDO, TX 78045-6780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 HARCOURT ST, LAREDO, TX 78045-6780

Mortgage

Document Number	0001548623
Date	Jan 28, 2025
Instrument	1548623

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Harcourt St was $1,558, down 15.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,933 (-0.64%) Land $87,444 Building $218,489	$305,933 (-0.64%) Land $87,444 Building $218,489
2025	$1,558.00 (-15.56%)	$307,899 Land $87,444 Building $220,455	$307,899 Land $87,444 Building $220,455
2024	$1,845.00
2023		$248,992 Land $73,395 Building $175,597	$248,992 Land $73,395 Building $175,597
2022	$1,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1107 Harcourt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Harcourt St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20