1109 Garraty Rd, San Antonio, TX 78209 Property Records

Bexar County property record for 1109 Garraty Rd, San Antonio, TX 78209

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,493 sqft · built 1950
Lot Size	0.313 acres (13,647 sqft)
Owner	Individual Name on File
Last Sale	$346,600 (Feb 2016)
Tax Bill	$9,629 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2018 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05848-000-0610`

Property Details

APN / Parcel Number

Primary APN	`05848-000-0610`
Alternative APNs	`058480000340` `1252376`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	2,493 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Contemporary
Roof Material	Asphalt
Lot Area	13,647 sqft (0.313 acres)
Lot Dimensions	151 ft deep x 90 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	226 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 GARRATY RD
City	SAN ANTONIO
State	TX
Zip	78209-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5848 BLK LOT 61 2017- NEW ACCT PER PLAT 9704/48-50 FILED 07-26-16
Legal Subdivision	LARKWOOD COUNTY BL 5848
Legal Lot Number	34
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO CENTRAL
Census Block Group	1
Census Block	1021
Census Tract	120401

Owner

1109 Garraty Rd is owned and occupied by an individual who bought it in February 2016.

Source: Bexar County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 GARRATY RD, SAN ANTONIO, TX 78209-6014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage JEFFERSON BK
Apr 20, 2018	Loan Modification, Mortgage JEFFERSON BK/FL
Nov 1, 2017	Loan Modification, Mortgage JEFFERSON BK
Aug 1, 2017	Loan Modification, Mortgage JEFFERSON BK
Apr 19, 2017	Loan Modification, Mortgage JEFFERSON BK
Feb 1, 2017	Loan Modification, Mortgage JEFFERSON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2016 · Amount on File
Deed Sale	Feb 4, 2016 · Amount on File
Prior Sale	Sep 28, 2011
Deed Document Number	201621511
Deed Book / Page	17681 / 2461
Prior Transfer Date	May 3, 2011
Prior Transfer Doc	0000078190
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	1109 GARRATY RD, TERRELL HILLS, TX 78209-6014
Document Number	0000148816
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1109 GARRANTY RD SAN ANTONIO TX 78209, SAN ANTONIO, TX 78209

Mortgage

Document Number	0000148816
Date	Jul 30, 2018
Instrument	148816

Lender

Name	JEFFERSON BK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	1109 GARRATY RD, TERRELL HILLS, TX 78209-6014
Document Number	0000092084
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 GARRATY RD TERRELL HILLS TX 782096014, TERRELL HILLS, TX 78209-6014

Mortgage

Document Number	0000092084
Date	May 15, 2018
Instrument	92084

Lender

Name	JEFFERSON BK/FL
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 14, 2019

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	1109 GARRATY RD, TERRELL HILLS, TX 78209-6014
Document Number	0000236454
Book / Page	018874 / 001474
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 GARRATY RD TERRELL HILLS TX 782096014, TERRELL HILLS, TX 78209-6014

Mortgage

Document Number	0000236454
Date	Dec 1, 2017
Book Page	018874/001474
Instrument	236454

Lender

Name	JEFFERSON BK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 30, 2018

Interest

Rate	5%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	1109 GARRATY RD, TERRELL HILLS, TX 78209-6014
Document Number	0000177708
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 GARRATY RD TERRELL HILLS TX 782096014, TERRELL HILLS, TX 78209-6014

Mortgage

Document Number	0000177708
Date	Sep 7, 2017
Book Page	018727/001787
Instrument	177708

Lender

Name	JEFFERSON BK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 6, 2018

Interest

Rate Type	Fixed Rate
Rate	5%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	1109 GARRATY RD, TERRELL HILLS, TX 78209-6014
Document Number	0000089133
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 GARRATY RD TERRELL HILLS TX 782096014, TERRELL HILLS, TX 78209-6014

Mortgage

Document Number	0000089133
Date	May 11, 2017
Book Page	018506/001268
Instrument	89133

Lender

Name	JEFFERSON BK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 10, 2018

Interest

Rate	5%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	1109 GARRATY RD, TERRELL HILLS, TX 78209-6014
Document Number	0000033926
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 GARRATY RD TERRELL HILLS TX 782096014, TERRELL HILLS, TX 78209-6014

Mortgage

Document Number	0000033926
Date	Feb 23, 2017
Book Page	018369/000382
Instrument	33926

Lender

Name	JEFFERSON BK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 22, 2018

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Garraty Rd was $9,629, down 0.7% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Terrell Hills City
Unified School District	North East Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,629.00 (-0.71%)	$462,100 Land $210,520 Building $251,580	$462,100 Land $210,520 Building $251,580
2024	$9,698.00 (-3.63%)
2023	$10,063.00 (+2.41%)	$476,180 Land $210,520 Building $265,660	$476,180 Land $210,520 Building $265,660
2022	$9,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Garraty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Garraty Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ZipLink Internet.

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