1036 Garraty Rd, San Antonio, TX 78209 Property Records

Bexar County property record for 1036 Garraty Rd, San Antonio, TX 78209

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,873 sqft · built 2016
Lot Size	0.307 acres (13,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$18,726 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05526-001-0100`

Property Details

APN / Parcel Number

Primary APN	`05526-001-0100`
Alternative APN	`345319`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,873 sqft Living Area
1st Floor Area	1,812 sqft
2nd Floor Area	1,061 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	13,360 sqft (0.307 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	510 sqft
Patio Area	1,180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1036 GARRATY RD
City	SAN ANTONIO
State	TX
Zip	78209-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5526 BLK 1 LOT 10
Legal Subdivision	TERRELL HILLS
Legal Tract	10
Legal Block	1
Legal Lot Number	10
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO CENTRAL
Census Block Group	1
Census Block	1019
Census Tract	120401

Owner

1036 Garraty Rd is owned and occupied by two individuals who acquired it in May 2022.

Source: Bexar County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1036 GARRATY RD, SAN ANTONIO, TX 78209-6013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Construction Mortgage JEFFERSON BANK
Aug 26, 2026	Deed of Trust, Mortgage · Construction Mortgage JEFFERSON BANK
Aug 26, 2026	Deed of Trust, Mortgage · Construction Mortgage JEFFERSON BANK
May 5, 2022	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 12, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PRIORITY HOME MORTGAGE LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022
Deed Sale	May 5, 2022
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2022114118
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	0000068141
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Recording Date	Aug 26, 2026
Property Address	1036 GARRATY RD, SAN ANTONIO, TX 78209-6013
Document Number	0000166870
Instrument Date	Aug 21, 2026
Instrument	2026166870
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166870,
Date	Aug 26, 2026
Instrument	2026166870

Lender

Name	JEFFERSON BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 26, 2027

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Recording Date	Aug 26, 2026
Property Address	1036 GARRATY RD, SAN ANTONIO, TX 78209-6013
Document Number	0000166871
Instrument Date	Aug 21, 2026
Instrument	2026166871
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 GARRATY RD, SAN ANTONIO, TX 78209-6013

Mortgage

Document Number	0000166871,
Date	Aug 26, 2026
Instrument	2026166871

Lender

Name	JEFFERSON BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 26, 2027

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Recording Date	Aug 26, 2026
Property Address	1036 GARRATY RD, SAN ANTONIO, TX 78209-6013
Document Number	0000166868
Instrument Date	Aug 21, 2026
Instrument	2026166868
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166868,
Date	Aug 26, 2026
Instrument	2026166868

Lender

Name	JEFFERSON BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 26, 2027

Interest

Max Rate	-1%

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	May 5, 2022
Property Address	1036 GARRATY RD, SAN ANTONIO, TX 78209-6013
Document Number	0000114118
Map Reference	VOL 1625 PG 349
Instrument Date	Apr 4, 2022
Instrument	20220114118
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 GARRATY RD, TERRELL HILLS, TX 78209-6013

Mortgage

Document Number	0000114119
Date	May 5, 2022
Instrument	20220114119

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Apr 12, 2017
Property Address	1036 GARRATY RD, TERRELL HILLS, TX 78209-6013
Document Number	0000068141
Book / Page	18452 / 2192
Map Reference	VOL1625 PG349
Instrument Date	Apr 12, 2017
Instrument	20170068141
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 GARRATY RD, TERRELL HILLS, TX 78209-6013

Mortgage

Document Number	0000068142
Date	Apr 12, 2017
Instrument	20170068142

Lender

Name	PRIORITY HOME MORTGAGE LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1036 Garraty Rd was $18,726 with a homeowner's exemption, down 1.1% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Terrell Hills City
Unified School District	Alamo Heights Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,726.00 (-1.11%) Homeowner's exemption	$1,033,630 Land $461,860 Building $571,770	$1,033,630 Land $461,860 Building $571,770
2024	$18,937.00 (+5.53%)
2023	$17,944.00 (+1.12%) Homeowner's exemption	$948,750 Land $461,860 Building $486,890	$948,750 Land $461,860 Building $486,890
2022	$17,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 Garraty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1036 Garraty Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ZipLink Internet.

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