1109 Fleck Ave, Celina, OH 45822 Property Records

Mercer County property record for 1109 Fleck Ave, Celina, OH 45822

Property Summary

Property TypeResidential Vacant Land
Lot Size0.59 acres (25,707 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Jun 2021)
Tax Bill$521 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Jun 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN27-000100.0108

Property Details

APN / Parcel Number

Primary APN27-000100.0108
Alternative APN
  • 05-35-276-021

Exterior

Lot Area25,707 sqft (0.59 acres)
Lot Dimensions209 ft deep x 123 ft wide

Location & Zoning

Street Address1109 FLECK AVE
CityCELINA
StateOH
Zip45822-8725
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionWHEATLAND ACRES PHASE V LOT#: 92
Legal SubdivisionWHEATLAND ACRES
Legal Phase5
Legal Lot Number92
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2004
Census Tract967400

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address311 E FAYETTE ST, CELINA, OH 45822-2224
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Construction Mortgage
CITIZENS NATIONAL BANK/BLUFFTON
Jun 22, 2021Survivorship Deed, Transfer · Line of Credit
THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Deed Document Number20213915
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Recording DateJul 29, 2026
Property Address1109 FLECK AVE, CELINA, OH 45822-8725
Document Number0000003454
Instrument DateJul 13, 2026
Instrument20263454
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 E FAYETTE ST, CELINA, OH 45822-2224

Mortgage

Document Number0000003454,
DateJul 29, 2026
Instrument20263454
Lender
NameCITIZENS NATIONAL BANK/BLUFFTON
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 13, 2027
Interest
Rate TypeBalloon
Rate6.52%
Initial TypeBalloon
Max Rate-1%

June 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateJun 22, 2021
Property Address1109 FLECK AVE, CELINA, OH 45822-8725
Document Number202100003915
Map ReferenceVOL 192 PG 448
Instrument DateJun 16, 2021
Instrument202100003915
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address311 E FAYETTE ST, CELINA, OH 45822-2224

Mortgage

Document Number202100003916
DateJun 22, 2021
Instrument202100003916
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFF
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 22, 2031

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$521.00$12,880 (-) Land $12,880
2024$521.00 (+0.39%)$12,880 (-) Land $12,880
2023$519.00 (+30.08%)$12,880 (+48.9%) Land $12,880$36,800 (+48.99%) Land $36,800
2022$399.00$8,650 Land $8,650
2020$24,700 Land $24,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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