1020 Fleck Ave, Celina, OH 45822 Property Records

Mercer County property record for 1020 Fleck Ave, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,988 sqft · built 2002
Lot Size0.277 acres (12,100 sqft)
OwnerIndividual Name on Record
Last Sale$213,700 (Mar 2005)
Tax Bill$4,261 (2025)
Deeds & MortgagesNov 2010 Mortgage
Mar 2005 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-002600.0159

Property Details

APN / Parcel Number

Primary APN27-002600.0159
Alternative APN
  • 05-36-154-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,988 sqft Living Area
Basement Area1,988 sqft
Unfinished Basement1,988 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area12,100 sqft (0.277 acres)
Lot Dimensions121 ft deep x 100 ft wide
Garage TypeAttached

Location & Zoning

Street Address1020 FLECK AVE
CityCELINA
StateOH
Zip45822-8738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEATLAND ACRES SUBD SECTION 2 PLATTED 1/18/00 LOT#: 58
Legal SubdivisionWHEATLAND ACRES ACRES
Legal Lot Number58
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2004
Census Tract967400

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 FLECK AVE, CELINA, OH 45822-8738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2010Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK NA
Mar 7, 2005Warranty Deed, Transfer
COMMUNITY FIRST BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2005 · Amount on Record
Deed SaleMar 7, 2005 · Amount on Record
Deed Document Number20051360
Record UpdatedSep 20, 2026

November 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address1020 FLECK AVE, CELINA, OH 45822-8738
Transaction TypeMortgage
Record UpdatedFeb 27, 2026
Title CompanyWEST OH TITLE AGENCY, WESTERN OHIO TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201000006294
DateNov 24, 2010
Instrument201000006294
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressHAMILTON, OH 45011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2040

March 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateMar 7, 2005
Property Address1020 FLECK AVE, CELINA, OH 45822-8738
Document Number200500001360
Map ReferenceCAB1 PG329
Instrument DateMar 7, 2005
Instrument200500001360
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 FLECK AVE, CELINA, OH 45822-8738

Mortgage

Document Number200500001361
DateMar 7, 2005
Instrument200500001361
Lender
NameCOMMUNITY FIRST BANK & TRUST
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,261.00$107,740 (-) Land $15,580 Building $92,160
2024$4,261.00 (+0.24%)$107,740 (-) Land $15,580 Building $92,160
2023$4,251.00 (+20.29%)$107,740 (+37.67%) Land $15,580 Building $92,160$307,800 (+37.66%) Land $44,500 Building $263,300
2022$3,534.00$78,260 Land $10,430 Building $67,830
2020$223,600 Land $29,800 Building $193,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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