Yellowstone County property record for 1109 Els Dr, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,572 sqft · built 2020 |
| Lot Size | 0.278 acres (12,114 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,600 (May 2020) |
| Tax Bill | $4,653 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000B031720 |
| Primary APN | 000B031720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| 2nd Floor Area | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,114 sqft (0.278 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1109 ELS DR |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7500 |
| Legal Description | ELENA SUB 2ND FIL, S08, T02 S, R24 E, BLOCK 2, LOT 1, (07)12114 SQ FT |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | ELENA SUB 2ND FIL |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 1901 |
Source: Yellowstone County records · APN 000B031720
Assessment roll updated September 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 ELS DR, LAUREL, MT 59044-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage YELLOWSTONE BANK |
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK |
| May 20, 2020 | Intrafamily Transfer, Transfer · Line of Credit YELLOWSTONE BANK |
| Jul 05, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on Record |
| Deed Sale | May 20, 2020 · Amount on Record |
| Prior Sale | Jul 05, 2018 |
| Deed Document Number | 20203921015 |
| Prior Transfer Date | May 19, 2020 |
| Prior Transfer Doc | 0003921015 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1109 ELS DR, LAUREL, MT 59044-3649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | CTIC |
| Name | Verified Name |
|---|
| Document Number | 0003923469 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 3923469 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BRANSON, CO 81027 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Mar 03, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1109 ELS DR, LAUREL, MT 59044-3649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003950354 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 3950354 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 20, 2020 |
| Property Address | 1109 ELS DR, LAUREL, MT 59044-3649 |
| Document Number | 0003921015 |
| Map Reference | DOC 3368117 |
| Instrument Date | May 19, 2020 |
| Instrument | 3921015 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 507 SANTA FE DR, LAUREL, MT 59044-2449 |
| Document Number | 0003921016 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 3921016 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 15, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 05, 2018 |
| Property Address | 1109 ELS DR, LAUREL, MT 59044-3649 |
| Document Number | 0003853731 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 3853731 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5922 FOXTAIL LN BILLINGS MT 591062104, BILLINGS, MT 59106-2104 |
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562,000 (+15.26%) Land $85,120 Building $476,880 | $562,000 (+15.26%) Land $85,120 Building $476,880 | |
| 2024 | $4,653.00 (+19.83%) | ||
| 2023 | $3,883.00 | $487,600 | $487,600 Land $78,345 Building $409,255 |
Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
| Wildfire Risk | Moderate above 68% of the US · above 46% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: BHT Investment Holdings, Verizon.
Based on FCC filings for 14 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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