Yellowstone County property record for 1103 Els Dr, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,741 sqft · built 2010 |
| Lot Size | 0.204 acres (8,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,100 (Aug 2010) |
| Tax Bill | $3,566 (2025) |
| Deeds & Mortgages | Dec 2018 Refinance Mar 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 000B031960 |
| Primary APN | 000B031960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,741 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 1,366 sqft |
| Finished Basement | 1,335 sqft |
| Unfinished Basement | 31 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,864 sqft (0.204 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 700 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 68 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1103 ELS DR |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7500 |
| Legal Description | ELENA SUB 2ND FIL, S08, T02 S, R24 E, BLOCK 3, LOT 9, (07) 8864 SQ FT |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | ELENA SUB 2ND FIL |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 1901 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1103 ELS DR, LAUREL, MT 59044-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance ALTANA FEDERAL CREDIT UNION |
| Mar 13, 2020 | Deed of Trust, Mortgage STOCKMAN BK/MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2010 · Amount on File |
| Deed Sale | Aug 30, 2010 · Amount on File |
| Deed Document Number | 20103560806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1103 ELS DR, LAUREL, MT 59044-3649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003870148 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 3870148 |
| Name | ALTANA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1103 ELS DR, LAUREL, MT 59044-3649 |
| Document Number | 0003914547 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1103 ELS DR LAUREL MT 590443649, LAUREL, MT 59044-3649 |
| Document Number | 0003914547 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 3914547 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 17, 2035 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,200 (-) Land $76,783 Building $439,417 | $516,200 (-) Land $76,783 Building $439,417 | |
| 2025 | $3,566.00 (-12.62%) | $516,200 (+18.89%) Land $76,783 Building $439,417 | $516,200 (+18.89%) Land $76,783 Building $439,417 |
| 2024 | $4,081.00 (+18.02%) | ||
| 2023 | $3,458.00 | $434,200 | $434,200 Land $70,451 Building $363,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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