1109 E Carpenter Dr, Palatine, IL 60074 Property Records

Cook County property record for 1109 E Carpenter Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,509 sqft · built 1972
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Sep 2013)
Tax Bill	$11,749 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-311-005`

Property Details

APN / Parcel Number

Primary APN	`02-12-311-005`
Alternative APN	`02-12-311-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,509 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1109 E CARPENTER DR
City	PALATINE
State	IL
Zip	60074-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(VIRGINIA)(LAKE) SUB (UNIT3) A SUB OF PT SW & PT SE SEC 12-42-10
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	VIRGINIA LAKE SUB UNIT3
Legal Lot Number	64
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3007
Census Tract	803605

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1109 E CARPENTER DR, PALATINE, IL 60074-7209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2013 · Amount on Record
Deed Sale	Sep 10, 2013 · Amount on Record
Prior Sale	Nov 23, 2004 · Amount on Record
Deed Document Number	201356044
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1109 E CARPENTER DR, PALATINE, IL 60074-7209
Document Number	2028435083
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1109 E CARPENTER DR PALATINE IL 600747209, PALATINE, IL 60074-7209

Mortgage

Document Number	2028435083
Date	Oct 12, 2020
Instrument	28435083

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2035

Interest

Rate	2.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1109 E CARPENTER DR, PALATINE, IL 60074-7209
Document Number	1821419074
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1109 E CARPENTER DR PALATINE IL 600747209, PALATINE, IL 60074-7209

Mortgage

Document Number	1821419074
Date	Aug 2, 2018
Instrument	21419074

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 (+30.23%) Land $7,200 Building $48,800	$560,000 (+30.23%) Land $72,000 Building $488,000
2023	$11,749.00 (+3.65%)
2022	$11,335.00 Homeowner's exemption	$43,000 Land $6,075 Building $36,925	$430,000 Land $60,750 Building $369,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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