1065 E Carpenter Dr, Palatine, IL 60074 Property Records

Cook County property record for 1065 E Carpenter Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 1973
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$407,000 (Apr 2017)
Tax Bill	$9,024 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-311-003`

Property Details

APN / Parcel Number

Primary APN	`02-12-311-003`
Alternative APN	`02-12-311-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
1st Floor Area	2,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1065 E CARPENTER DR
City	PALATINE
State	IL
Zip	60074-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(VIRGINIA)(LAKE) SUB (UNIT3) A SUB OF PT SW & PT SE SEC 12-42-10
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	VIRGINIA LAKE SUB UNIT3
Legal Lot Number	66
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3007
Census Tract	803605

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1065 E CARPENTER DR, PALATINE, IL 60074-7207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage METRO FCU
Oct 2, 2019	Deed of Trust, Mortgage · Conventional with PMI BANKFIRST
Apr 5, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	201749100
Prior Transfer Date	Mar 27, 2000
Prior Transfer Doc	0000000308
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1065 E CARPENTER DR, PALATINE, IL 60074-7207
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016546066
Date	Jun 14, 2021
Instrument	2116546066

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1065 E CARPENTER DR, PALATINE, IL 60074-7207
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023420482
Date	Aug 22, 2022
Instrument	2223420482

Lender

Name	METRO FCU
Type	Credit Union
Address	ARLINGTON HEIGHTS, IL 60004

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 30, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1065 E CARPENTER DR, PALATINE, IL 60074-7207
Document Number	1928422187
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1065 E CARPENTER DR PALATINE IL 600747207, PALATINE, IL 60074-7207

Mortgage

Document Number	1928422187
Date	Oct 11, 2019
Instrument	28422187

Lender

Name	BANKFIRST
Type	Bank
Address	MANITOWOC, WI 54220-0010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 5, 2017
Property Address	1065 E CARPENTER DR, PALATINE, IL 60074-7207
Document Number	1709549100
Instrument Date	Mar 29, 2017
Instrument	9549100
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2505 FALLE ST KILLINGMEADOWS IL 60074, KILLINGMEADOWS, IL 60074

Mortgage

Document Number	1709549101
Date	Apr 5, 2017
Instrument	9549101

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 (+42.67%) Land $7,200 Building $44,800	$520,000 (+42.67%) Land $72,000 Building $448,000
2023	$9,024.00 (+4.02%)
2022	$8,675.00 (-8.61%) Homeowner's exemption Senior Citizen's exemption	$36,448 (+3.47%) Land $6,075 Building $30,373	$364,480 (+3.47%) Land $60,750 Building $303,730
2021	$9,492.00 Homeowner's exemption Senior Citizen's exemption	$35,224 Land $5,625 Building $29,599	$352,240 Land $56,250 Building $295,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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