Oakland County property record for 1109 E 5th St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,020 sqft · built 1924 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Dec 2021) |
| Tax Bill | $6,185 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-209-016 |
| Primary APN | 72-25-22-209-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,182 sqft (0.096 acres) |
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Garage Area | 206 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1109 E 5TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVENUE SUB E 40 FT OF LOT 29 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVENUE SUB |
| Legal Lot Number | 29 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 184400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17205 SANTA BARBARA DR, DETROIT, MI 48221-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Aug 31, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Dec 26, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 2021283536 |
| Deed Book / Page | 57233 / 879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 30, 2021 |
| Property Address | 1109 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Document Number | 0000283536 |
| Book / Page | 57233 / 879 |
| Map Reference | LB 17 PG 1 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 283536 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | BANKERS TITLE STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 E 5TH ST, 1109, ROYAL OAK, MI 48067-2901 |
| Name | Verified Name |
|---|---|
| Address | 1109 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Document Number | 0000292122 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 57277/812 |
| Instrument | 292122 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1109 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1109 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Document Number | 0000174872 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 54746/329 |
| Instrument | 174872 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 26, 2018 |
| Property Address | 1109 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Document Number | 0000205356 |
| Book / Page | 52458 / 00394 |
| Map Reference | LB 17 PG 1 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 205356 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 E 5TH ST, 1109, ROYAL OAK, MI 48067-2901 |
| Name | Verified Name |
|---|---|
| Address | 1109 E 5TH ST, ROYAL OAK, MI 48067-2901 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,185.00 (+18.37%) Homeowner's exemption | $142,340 | $284,680 |
| 2024 | $5,225.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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