Oakland County property record for 1103 E 5th St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,350 sqft · built 1924 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Sep 2025) |
| Tax Bill | $5,007 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-209-014 |
| Primary APN | 72-25-22-209-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 963 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,704 sqft (0.108 acres) |
| Lot Dimensions | 105 ft deep x 45 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 177 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1103 E 5TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVENUE SUB W 45 FT OF LOT 28 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVENUE SUB |
| Legal Lot Number | 28 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 184400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7435 FOXBURG CT, CLARKSTON, MI 48348-5060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Jan 7, 2021 | Warranty Deed, Transfer LEADING EDGE TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Jan 7, 2021 · Amount on Record |
| Deed Document Number | 2025120814 |
| Deed Book / Page | 60556 / 145 |
| Prior Transfer Date | Jun 9, 2004 |
| Prior Transfer Doc | 0000391629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 25, 2025 |
| Property Address | 1103 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Document Number | 0000120814 |
| Book / Page | 60556 / 145 |
| Map Reference | LB 17 PG 1 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 120814 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | UNKNOWN, NDT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Name | Verified Name |
|---|---|
| Address | 7435 FOXBURG CT, CLARKSTON, MI 48348-5060 |
| Document Number | 0060744797 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 60744/797 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1103 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3019 BOLGOS CIR, ANN ARBOR, MI 48105-1512 |
| Document Number | 0000254362 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 55268/109 |
| Instrument | 254362 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 7, 2021 |
| Property Address | 1103 E 5TH ST, ROYAL OAK, MI 48067-2901 |
| Document Number | 0000005968 |
| Book / Page | 55467 / 874 |
| Map Reference | LB 17 PG 1 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 5968 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | LEADING EDGE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,096.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 E 5TH ST, 1103, ROYAL OAK, MI 48067-2901 |
| Name | Verified Name |
|---|---|
| Address | 3019 BOLGOS CIR, ANN ARBOR, MI 48105-1512 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,007.00 (-22.07%) Homeowner's exemption | $183,560 (+8.69%) | $367,120 (+8.69%) |
| 2024 | $6,425.00 (+7.23%) Homeowner's exemption | $168,890 | $337,780 |
| 2021 | $5,992.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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