Ottawa County property record for 1109 D St, Commerce, OK 74339 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,908 sqft Living Area |
| Lot Size | 12,949 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $161,500 (2022) |
| Tax Bill | $1,666.00 (2025) |
Source: Ottawa County records · APN 20832
Assessment roll updated January 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 D ST, COMMERCE, OK 74339-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 10, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage SWBC MORTGAGE CORP |
| Jun 28, 2022 | Quit Claim Deed, Transfer APEX TITLE NORTHEAST OK LLC |
| Jun 28, 2022 | Warranty Deed, Transfer APEX TITLE NORTHEAST OK LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Jun 28, 2022 · Amount on Record |
| Deed Doc Number | 20225849 |
| Deed Book / Page | 1173 / 39 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Nov 10, 2022 |
| Property Address | 1109 D ST, COMMERCE, OK 74339-2917 |
| Document Number | 0001173/39 |
| Book / Page | 1173 / 39 |
| Instrument Date | Nov 07, 2022 |
| Instrument | I-2022-005849 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | NOT AVAILABLE, EXECUTIVES T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1109 D ST, COMMERCE, OK 74339-2917 |
| Investor | Possibly a Property Investor |
| Document Number | I2022005850 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | I-2022-005850 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jun 28, 2022 |
| Property Address | 1109 D ST, COMMERCE, OK 74339-2917 |
| Document Number | 001164/460 |
| Book / Page | 1164 / 460 |
| Instrument Date | Jun 28, 2022 |
| Instrument | I-2022-003390 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | APEX TITLE NORTHEAST OK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 S MAIN ST, MIAMI, OK 74354-8301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jun 28, 2022 |
| Property Address | 1109 D ST, COMMERCE, OK 74339-2917 |
| Document Number | 001164/458 |
| Book / Page | 1164 / 458 |
| Instrument Date | Jun 28, 2022 |
| Instrument | I-2022-003389 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | APEX TITLE NORTHEAST OK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 S MAIN ST, MIAMI, OK 74354-8301 |
Source: Ottawa County records · Assessment roll updated January 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,666.00 (+0.91%) | $17,166 (-6.76%) Land $2,364 Building $14,802 | $150,585 (-6.76%) Land $20,737 Building $129,848 |
| 2024 | $1,651.00 (-0.12%) | $18,411 (-) Land $318 Building $18,093 | $161,500 (-) Land $2,790 Building $158,710 |
| 2023 | $1,653.00 (+176.88%) | $18,411 (+144.11%) Land $318 Building $18,093 | $161,500 (+67.83%) Land $2,790 Building $158,710 |
| 2022 | $597.00 Homeowner's exemption | $7,542 Land $707 Building $6,835 | $96,227 Land $6,700 Building $89,527 |
Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20832 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,908 sqft Living Area |
| 1st Floor | 1,272 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,949 sqft (0.3 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 832 sqft Garage |
| Porch Area | 52 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 20832 |
|---|---|
| Street Address | 1109 D ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 92.625' OF E 185.5' OF LT 5 BLK 12 WACHTER |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | WATCHER |
| Legal Block | 12 |
| Legal Lot Number | 5 |
| Jurisdiction | OTTAWA OK |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 574200 |
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