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1103 D St, Commerce, OK 74339 Property Records

Ottawa County property record for 1103 D St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,006 sqft · built 1942
Lot Size0.793 acres (34,580 sqft)
OwnerIndividual Name on Record
Last Sale$59,500 (Jul 2008)
Tax Bill$321 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN20834

Property Details

APN / Parcel Number

Primary APN20834
Alternative APN
  • 5800-00-012-006-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,006 sqft Living Area
1st Floor Area1,006 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area34,580 sqft (0.793 acres)
Lot Dimensions140 ft deep x 247 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area75 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number20834
Street Address1103 D ST
CityCOMMERCE
StateOK
Zip74339-2917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6, BLK 12 WACHTER
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionWATCHER
Legal Block12
Legal Lot Number6
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2003
Census Tract574200

Owner

Source: Ottawa County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1103 D ST, COMMERCE, OK 74339-2917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2008 · Amount on Record
Deed SaleJul 18, 2008 · Amount on Record
Prior SaleJul 17, 2000 · Amount on Record
Deed Document Number20084169
Deed Book / Page869 / 746
Last Transfer DateNov 4, 2019
Transfer Doc1100/385
Record UpdatedJun 8, 2026

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OK
Recording DateNov 12, 2019
Property Address1103 D ST, COMMERCE, OK 74339-2917
Document Number1100/385
Book / Page1100 / 385
Instrument DateNov 4, 2019
Instrument2019-004719
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyOTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 D ST, COMMERCE, OK 74339-2917

Mortgage

Document Number2019004720
DateNov 12, 2019
Instrument2019-004720
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$321.00 (+0.63%) Homeowner's exemption$4,315 (-20.65%) Land $764 Building $3,551$37,843 (-20.66%) Land $6,700 Building $31,143
2024$319.00 (-20.05%) Homeowner's exemption$5,438 (-) Land $764 Building $4,674$47,699 (-) Land $6,700 Building $40,999
2023$399.00 (-1.48%) Homeowner's exemption$5,438 (-) Land $764 Building $4,674$47,699 (-) Land $6,700 Building $40,999
2022$405.00 Homeowner's exemption$5,438 Land $764 Building $4,674$47,699 Land $6,700 Building $40,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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