1109 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 1109 Cherry St, Hammond, IN 46324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,904 sqft · built 1949
Lot Size0.127 acres (5,535 sqft)
OwnerIndividual Name on Record
Tax Bill$2,111 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-26-35-0270-0009

Property Details

APN / Parcel Number

Primary APN007-26-35-0270-0009
Alternative APNs
  • 45-07-07-182-012.000-023
  • 263502700009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,904 sqft Living Area
Gross Area2,856 sqft
1st Floor Area1,904 sqft
Basement Area952 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,535 sqft (0.127 acres)
Lot Dimensions123 ft deep x 45 ft wide
View / LotAlley
Garage TypeDetached
Garage Area558 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1109 CHERRY ST
CityHAMMOND
StateIN
Zip46324-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICHLAND MEADOWS BL.2 E.22.49FT OF LOT 1 & W.23.99FT OF LOT 2
Legal SubdivisionRICHLAND MEADOWS
Legal Block2
Legal Lot Number1,2
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4011
Census Tract21400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1109 CHERRY ST, HAMMOND, IN 46324-1613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 21, 2014
Transfer Doc2014029057
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateMay 5, 2026
Property Address1109 CHERRY ST, HAMMOND, IN 46324-1613
Document Number0000518145
Instrument DateApr 27, 2026
Instrument2026518145
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 CHERRY ST, HAMMOND, IN 46324-1613

Mortgage

Document Number0000518145,
DateMay 5, 2026
Instrument2026518145
Lender
NameOLD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 25, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,800 (+22.76%) Land $24,000 Building $164,800$188,800 (+22.76%) Land $24,000 Building $164,800
2024$2,111.00 (+13.56%)
2023$153,800 (+6.66%) Land $24,100 Building $129,700$153,800 (+6.66%) Land $24,100 Building $129,700
2022$1,859.00 Homeowner's exemption$144,200 Land $24,100 Building $120,100$144,200 Land $24,100 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Cherry St

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