1050 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 1050 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1949
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$188,900 (Nov 2022)
Tax Bill	$3,485 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0272-0008`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0272-0008`
Alternative APNs	`45-07-07-179-010.000-023` `263502720008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Basement Area	672 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Architectural Style	Split Level
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-35-0272-0008
Old Parcel Number	263502720008
Street Address	1050 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHLAND MEADOW'S E. 60 FT. L.6 BL.4
Legal Subdivision	RICHLAND MDWS
Legal Block	4
Legal Lot Number	6
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4013
Census Tract	21400

Owner

1050 Cherry St is owned and occupied by an individual who bought it in November 2022.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1050 CHERRY ST, HAMMOND, IN 46324-1612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP
Mar 15, 2021	Warranty Deed, Transfer · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	2022-544946
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 7, 2022
Property Address	1050 CHERRY ST, HAMMOND, IN 46324-1612
Document Number	0000044946
Map Reference	MB 15 PG 23
Instrument Date	Nov 4, 2022
Instrument	2022-544946
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 CHERRY ST, HAMMOND, IN 46324-1612

Mortgage

Document Number	0000044947
Date	Nov 7, 2022
Instrument	2022-544947

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 15, 2021
Property Address	1050 CHERRY ST, HAMMOND, IN 46324-1612
Document Number	0000022978
Map Reference	MB 15 PG 23
Instrument Date	Mar 10, 2021
Instrument	2021-022978
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8306 COLUMBIA AVE, MUNSTER, IN 46321-1807

Mortgage

Document Number	0000022979
Date	Mar 15, 2021
Instrument	2021-022979

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,900 Land $28,000 Building $194,900	$222,900 Land $28,000 Building $194,900
2024	$3,485.00
2023		$185,500 (+9.12%) Land $31,100 Building $154,400	$185,500 (+9.12%) Land $31,100 Building $154,400
2022	$4,555.00	$170,000 Land $31,100 Building $138,900	$170,000 Land $31,100 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1050 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1050 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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