1109 Bison Way, Wiggins, CO 80654 Property Records

Morgan County property record for 1109 Bison Way, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,874 sqft · built 2019
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Last Sale	$320,905 (Aug 2019)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1223-221-07-005`

Property Details

APN / Parcel Number

Primary APN	`1223-221-07-005`
Alternative APN	`R021256`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,874 sqft Total Area
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Finished Basement	670 sqft
Unfinished Basement	686 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	285 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1109 BISON WAY
City	WIGGINS
State	CO
Zip	80654-7952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD KIOWA PARK PD FILING 3 WI BLOCK 01 LOT 05
Legal Subdivision	KIOWA PARK PD FILING 3
Legal Block	1
Legal Lot Number	5
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Morgan County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1109 BISON WAY, WIGGINS, CO 80654-7952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	2019920165
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Recording Date	Jul 20, 2026
Property Address	1109 BISON WAY, WIGGINS, CO 80654-7952
Document Number	0000963276
Instrument Date	Jul 15, 2026
Instrument	2026963276
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1109 BISON WAY, WIGGINS, CO 80654-7952

Mortgage

Document Number	0000963276,
Date	Jul 20, 2026
Instrument	2026963276

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2036

Interest

Rate	6.47%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1109 BISON WAY, WIGGINS, CO 80654-7952
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 BISON WAY, WIGGINS, CO 80654-7952

Mortgage

Document Number	0000936620
Date	Nov 8, 2021
Instrument	936620

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1109 BISON WAY, WIGGINS, CO 80654-7952
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 BISON WAY, WIGGINS, CO 80654-7952

Mortgage

Document Number	0000934477
Date	Jul 28, 2021
Instrument	934477

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00 (+5.38%)	$26,330 (+8.53%) Land $3,310 Building $23,020	$421,260 (+16.37%) Land $53,000 Building $368,260
2024	$2,565.00	$24,260 (-13.17%) Land $3,070 Building $21,190	$362,000 (-13.19%) Land $45,750 Building $316,250
2023	$2,565.00 (+12.5%)	$27,940 (+32.23%) Land $3,530 Building $24,410	$417,000 (+37.18%) Land $52,700 Building $364,300
2022	$2,280.00	$21,130 Land $3,070 Building $18,060	$303,970 Land $44,160 Building $259,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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