1109 Beale St, South Bend, IN 46616 Property Records

St. Joseph County property record for 1109 Beale St, South Bend, IN 46616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1947
Lot Size	0.121 acres (5,248 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Apr 2026)
Tax Bill	$811 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-03-35-327-022.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-03-35-327-022.000-026`
Alternative APN	`01821425321`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,248 sqft (0.121 acres)
Lot Dimensions	128 ft deep x 41 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1109 BEALE ST
City	SOUTH BEND
State	IN
Zip	46616-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 STEYAERT & GRYP SUB OF LOTS 47-51 PORTAGE HTS
Legal Subdivision	STEYAERT & GRYP SUB
Legal Lot Number	27
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2016
Census Tract	301

Owner

1109 Beale St is owned and occupied by an individual who bought it in April 2026.

Source: St. Joseph County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 BEALE ST, SOUTH BEND, IN 46616-1824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Nov 5, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 11, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 19, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Nov 5, 2025
Deed Document Number	202610423
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 29, 2026
Property Address	1109 BEALE ST, SOUTH BEND, IN 46616-1824
Document Number	0000010423
Instrument Date	Apr 24, 2026
Instrument	2026.10423
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 BEALE ST, SOUTH BEND, IN 46616-1824

Mortgage

Document Number	0000010424,
Date	Apr 29, 2026
Instrument	2026.10424

Lender

Name	HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000010425,
Date	Apr 29, 2026
Instrument	2026.10425

Lender

Name	HORIZON BANK

Agreement

Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 5, 2025
Property Address	1109 BEALE ST, SOUTH BEND, IN 46616-1824
Document Number	0002528248
Map Reference	PB 12 PG 201
Instrument Date	Oct 19, 2025
Instrument	2528248
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 E DONALD ST, SOUTH BEND, IN 46613-2920

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 11, 2020
Property Address	1109 BEALE ST, SOUTH BEND, IN 46616-1824
Document Number	0002023112
Instrument Date	Jul 28, 2020
Instrument	2023112
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 N MAIN ST, MISHAWAKA, IN 46544-1413

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 19, 2018
Property Address	1109 BEALE ST, SOUTH BEND, IN 46616-1824
Document Number	0001832649
Map Reference	PB 12 PG 201
Instrument Date	Nov 27, 2018
Instrument	1832649
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 MISHAWAKA AVE, SOUTH BEND, IN 46615-2352

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,800 (+0.61%) Land $5,800 Building $27,000	$32,800 (+0.61%) Land $5,800 Building $27,000
2024	$811.00 (-0.49%)	$32,600 (+0.62%) Land $5,800 Building $26,800	$32,600 (+0.62%) Land $5,800 Building $26,800
2023	$815.00 (+4.89%)	$32,400 (-) Land $5,800 Building $26,600	$32,400 (-) Land $5,800 Building $26,600
2022	$777.00	$32,400 Land $5,800 Building $26,600	$32,400 Land $5,800 Building $26,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1109 Beale St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2018)
Claims Outside the SFHA	8 of 21
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Beale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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