Lubbock County property record for 1109 78th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,211 sqft · built 2008 |
| Lot Size | 0.135 acres (5,894 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,446 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R310025 |
| Primary APN | R310025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,211 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Lot Area | 5,894 sqft (0.135 acres) |
| Garage Area | 357 sqft |
| Street Address | 1109 78TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR MEADOWS L 156 |
| Legal Subdivision | CEDAR MEADOWS |
| Legal Lot Number | 1560 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2206 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1109 78TH ST, LUBBOCK, TX 79423-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU |
| May 9, 2017 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2008 |
| Deed Sale | Nov 3, 2008 |
| Prior Sale | Nov 3, 2008 |
| Deed Document Number | 0000041616 |
| Last Transfer Date | May 9, 2017 |
| Transfer Doc | 0000016158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 1109 78TH ST, LUBBOCK, TX 79423-4533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025903 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021025903 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 9, 2017 |
| Property Address | 1109 78TH ST, LUBBOCK, TX 79423-4533 |
| Document Number | 0000016158 |
| Map Reference | VOL10427 PG152 |
| Instrument Date | May 4, 2017 |
| Instrument | 2017016158 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1109 78TH ST, LUBBOCK, TX 79423-4533 |
| Document Number | 0000016159 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 2017016159 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2037 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,446.00 (-19.44%) Homeowner's exemption | $150,380 (+6.77%) Land $28,000 Building $122,380 | $150,380 (+4.18%) Land $28,000 Building $122,380 |
| 2024 | $1,795.00 (+5.96%) | ||
| 2023 | $1,694.00 (-21.39%) Homeowner's exemption | $140,844 Land $12,000 Building $132,353 | $144,353 Land $12,000 Building $132,353 |
| 2022 | $2,155.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Telespan Fixed Wireless | 100 / 40 |
May also be available: Verizon.
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