1107 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1107 78th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 2006
Lot Size	0.135 acres (5,900 sqft)
Owner	Individual Name on Record
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R310024`

Property Details

APN / Parcel Number

Primary APN	`R310024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1107 78TH ST
City	LUBBOCK
State	TX
Zip	79423-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS L 155
Legal Subdivision	CEDAR MEADOWS
Legal Lot Number	1550
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2007
Census Tract	2206

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 78TH ST, LUBBOCK, TX 79423-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Vendor's Lien, Transfer · FHA Mortgage FIRST BANK & TRUST
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 15, 2013	Loan Modification, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021
Deed Sale	Jul 29, 2021
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	2021038461
Record Updated	Jun 8, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 29, 2021
Property Address	1107 78TH ST, LUBBOCK, TX 79423-4533
Document Number	0000038461
Map Reference	VOL 10427 PG 152
Instrument Date	Jul 17, 2021
Instrument	2021038461
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 78TH ST, LUBBOCK, TX 79423-4533

Mortgage

Document Number	0000038462
Date	Jul 29, 2021
Instrument	2021038462

Lender

Name	FIRST BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000038463
Date	Jul 29, 2021
Instrument	2021038463

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1107 78TH ST, LUBBOCK, TX 79423-4533
Document Number	0000038519
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 78TH ST LUBBOCK TX 794234533, LUBBOCK, TX 79423-4533

Mortgage

Document Number	0000038519
Date	Sep 2, 2020
Instrument	38519

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 1, 2043

April 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1107 78TH ST, LUBBOCK, TX 79423-4533
Document Number	0000012984
Instrument Date	Apr 15, 2013
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 78TH ST LUBBOCK TX 794234533, LUBBOCK, TX 79423-4533

Mortgage

Document Number	0000012984
Date	Apr 12, 2018
Instrument	12984

Lender

Name	BANK OF AMERICA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2043

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (-22.17%) Homeowner's exemption	$142,466 (-) Land $12,000 Building $130,466	$142,466 (-) Land $12,000 Building $130,466
2024	$1,678.00 (-2.67%)
2023	$1,724.00 (-27.75%) Homeowner's exemption	$142,466 Land $12,000 Building $130,466	$142,466 Land $12,000 Building $130,466
2022	$2,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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