11086 Hat Creek Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 11086 Hat Creek Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,556 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2021)
Tax Bill	$3,911 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03008B0426.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0426.000000`
Alternative APNs	`4672 48 0363` `105243` `149321`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,175 sqft
Upper Floors Area	1,381 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 52 ft wide
Garage Type	Mixed
Garage Area	468 sqft
Driveway	Concrete Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	336 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	149321
Street Address	11086 HAT CREEK LN
City	DAVIDSON
State	NC
Zip	28036-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 426 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE BACK
Legal Lot Number	426
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1012
Census Tract	41301

Owner

11086 Hat Creek Ln is owned and occupied by two individuals who bought it in September 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11086 HAT CREEK LN, DAVIDSON, NC 28036-9606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Mar 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPWEST HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Dec 9, 2015 · Amount on File
Deed Book / Page	15460 / 183
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0014728147
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 1, 2021
Property Address	11086 HAT CREEK LN, DAVIDSON, NC 28036-9606
Document Number	0015460183
Book / Page	15460 / 183
Map Reference	MB 68 PG 54
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9456 HESTER CT, 9456, HARRISBURG, NC 28075-6629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11086 HAT CREEK LN, DAVIDSON, NC 28036-9606

Mortgage

Document Number	0015460185
Date	Sep 1, 2021
Instrument	15460/185

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 5, 2018
Property Address	11086 HAT CREEK LN, DAVIDSON, NC 28036-9606
Document Number	1290447
Book / Page	012904 / 000047
Instrument Date	Feb 28, 2018
Instrument	5048
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11086 HAT CREEK LN DAVIDSON NC 280369606, DAVIDSON, NC 28036-9606

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	11086 HAT CREEK LN, DAVIDSON, NC 28036-9606
Document Number	12827212
Book / Page	012827 / 000212
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11086 HAT CREEK LN DAVIDSON NC 280369606, DAVIDSON, NC 28036-9606

Mortgage

Document Number	12827212
Date	Dec 29, 2017
Book Page	012827/000212
Instrument	33592

Lender

Name	CAPWEST HM LNS
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 28, 2032

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,610 (-) Land $95,000 Building $362,610
2025		$457,610 Land $95,000 Building $362,610
2024			$457,610 (+60.29%) Land $95,000 Building $362,610
2023	$3,911.00	$285,480 Land $51,000 Building $234,480	$285,480 Land $51,000 Building $234,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11086 Hat Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11086 Hat Creek Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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