11072 Hat Creek Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 11072 Hat Creek Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,345 sqft · built 2015
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2023)
Tax Bill	$3,499 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03008B0424.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0424.000000`
Alternative APNs	`4672 48 0416` `104558` `152755` `165498`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	905 sqft
Upper Floors Area	1,440 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	418 sqft
Driveway	Concrete Driveway
Driveway Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	117 sqft
Deck Area	240 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	165498
Street Address	11072 HAT CREEK LN
City	DAVIDSON
State	NC
Zip	28036-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 424 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE BACK
Legal Lot Number	424
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1012
Census Tract	41301

Owner

11072 Hat Creek Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11072 HAT CREEK LN, DAVIDSON, NC 28036-9606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Nov 4, 2015 · Amount on File
Deed Document Number	202319771
Deed Book / Page	16657 / 212
Prior Transfer Date	Jan 17, 2022
Prior Transfer Doc	0015795344
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 22, 2023
Property Address	11072 HAT CREEK LN, DAVIDSON, NC 28036-9606
Document Number	0016657212
Book / Page	16657 / 212
Map Reference	MB 68 PG 54
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NOT AVAILABLE, LKN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 CHANNEL BLUFF AVE, PAWLEYS ISLAND, SC 29585-5131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11072 HAT CREEK LN, DAVIDSON, NC 28036-9606

Mortgage

Document Number	0166570215
Date	Sep 22, 2023
Instrument	16657-0215

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	11072 HAT CREEK LN, DAVIDSON, NC 28036-9606
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001525021
Date	Jun 14, 2021
Book Page	15250/21

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 19, 2022
Property Address	11072 HAT CREEK LN, DAVIDSON, NC 28036-9606
Document Number	0015795344
Book / Page	15795 / 344
Map Reference	MB 68 PG 54
Instrument Date	Jan 12, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11072 HAT CREEK LN, DAVIDSON, NC 28036-9606

Mortgage

Document Number	0015795348
Date	Jan 19, 2022
Instrument	15795/348

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,090 (-) Land $95,000 Building $363,090
2025		$458,090 Land $95,000 Building $363,090
2024			$458,090 (+68.12%) Land $95,000 Building $363,090
2023	$3,499.00	$272,480 Land $51,000 Building $221,480	$272,480 Land $51,000 Building $221,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11072 Hat Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11072 Hat Creek Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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