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11084 320th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 11084 320th St, Onamia, MN 56359 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details1,275 sqft · built 1997
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Apr 2024)
Tax Bill$940 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-020-1303

Property Details

APN / Parcel Number

Primary APN14-020-1303

Interior

Building Area1,275 sqft Total Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Lot Area217,800 sqft (5 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Deck AreaDeck Area

Location & Zoning

Street Address11084 320TH ST
CityONAMIA
StateMN
Zip56359-2894
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS 645 FT OF W 338 FT OF E 538 FT OF SE OF SE, SEE 1/31/00 SKETCH 20 41 26 5.00
Legal Range26
Legal Township41
Legal Section20
JurisdictionMILLE LACS MN
Township / Civil DivisionONAMIA
Census Block Group3
Census Block3016
Census Tract970300

Owner

Source: Mille Lacs County records · APN 14-020-1303

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11084 320TH ST, ONAMIA, MN 56359-2894
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2024Warranty Deed, Transfer · Conventional Mortgage
NATIONS LENDING CORP
Oct 27, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK
Sep 08, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2024 · Amount on Record
Deed SaleApr 04, 2024 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Document Number2024440459
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateApr 04, 2024
Property Address11084 320TH ST, ONAMIA, MN 56359-2894
Document Number000A440459
Instrument DateMar 29, 2024
InstrumentA440459
Transaction TypeTransfer
Record UpdatedApr 18, 2024
Title CompanyEDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11084 320TH ST, ONAMIA, MN 56359-2894
InvestorPossibly a Property Investor

Mortgage

Document Number000A440460
DateApr 04, 2024
InstrumentA440460
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateOct 27, 2021
Property Address11084 320TH ST, ONAMIA, MN 56359-2894
Document Number000A427674
Instrument DateOct 18, 2021
InstrumentA427674
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$224.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address376 COUNTY ROAD 212, EUREKA SPRINGS, AR 72631-9418

Mortgage

Document Number000A427675
DateOct 27, 2021
InstrumentA427675
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 15, 2036
Interest
Rate TypeAdjustable Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateSep 08, 2021
Property Address11084 320TH ST, ONAMIA, MN 56359-2894
Document Number000A426697
Instrument DateAug 19, 2021
InstrumentA426697
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

AmountAmount Recorded
Tax$66.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 WHIPPLE AVE E, HACKENSACK, MN 56452-2677

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionOnamia Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$940.00 (+58.78%)
2025$127,900 (+35.77%) Land $62,000 Building $65,900$127,900 (+35.77%) Land $62,000 Building $65,900
2023$592.00$94,200 Land $54,000 Building $40,200$94,200 Land $54,000 Building $40,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 80% of Minnesota
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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