10838 320th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 10838 320th St, Onamia, MN 56359

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 1992
Lot Size	120 acres (5,248,980 sqft)
Owner	Individual Name on File
Tax Bill	$1,866 (2026)
Deeds & Mortgages	May 2026 Sale Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-021-1100`

Property Details

APN / Parcel Number

Primary APN	`14-021-1100`

Interior

Building Area	1,568 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Lot Area	5,248,980 sqft (120 acres)
Garage Area	1,650 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Deck Area	658 sqft
Shed	1 Shed

Location & Zoning

Street Address	10838 320TH ST
City	ONAMIA
State	MN
Zip	56359-2918
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SW OF SW, & NW OF SW, & NE OF SW EX: PART OF S 66 FT OF NE OF SW LYING E'LY OF N'LY EXT OF W LINE OF E 4/5 OF E 1/2 OF E 1/2
Legal Range	26
Legal Township	41
Legal Section	21
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3016
Census Tract	970300

Owner

10838 320th St, a mobile home, is owned and occupied by an individual who acquired it in May 2026.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10838 320TH ST, ONAMIA, MN 56359-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Affidavit, Transfer
Oct 9, 2018	Intrafamily Transfer, Transfer
Oct 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2026
Transfer Doc	0000451077
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	May 5, 2026
Property Address	10838 320TH ST, ONAMIA, MN 56359-2918
Document Number	0000451077
Instrument Date	May 5, 2026
Instrument	2026451077
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10838 320TH ST, ONAMIA, MN 56359-2918

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLE LACS MN
Recording Date	Oct 9, 2018
Property Address	10838 320TH ST, ONAMIA, MN 56359-2918
Document Number	A408509
Instrument Date	Oct 9, 2018
Instrument	A408509
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 9, 2018
Property Address	10838 320TH ST, ONAMIA, MN 56359-2918
Document Number	A408510
Instrument Date	Oct 9, 2018
Instrument	A408510
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22609 ZION PKWY NW, BETHEL, MN 55005-9313

Tax Assessment & Valuation

The 2026 property tax bill for 10838 320th St was $1,866, up 3.2% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,866.00 (+3.21%)	$418,400 (+16.87%) Land $303,600 Building $114,800	$418,400 (+16.87%) Land $303,600 Building $114,800
2025	$1,808.00 Homeowner's exemption	$358,000 Land $252,200 Building $105,800	$358,000 Land $252,200 Building $105,800
2023	$1,956.00	$365,400 Land $237,300 Building $128,100	$365,400 Land $237,300 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10838 320th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10838 320th St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 320th St

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