11080 Stiles Rd, Whitehouse, OH 43571 Property Records

Lucas County property record for 11080 Stiles Rd, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1964
Lot Size	0.326 acres (14,184 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,628 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98-40115`

Property Details

APN / Parcel Number

Primary APN	`98-40115`
Alternative APN	`47052041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	1,244 sqft
2nd Floor Area	720 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Metal
Lot Area	14,184 sqft (0.326 acres)
View / Lot	Secondary
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11080 STILES RD
City	WHITEHOUSE
State	OH
Zip	43571-9828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT ONE LOT 41
Legal Subdivision	VILLAGE MEADOWS PLAT ONE
Legal Tract	89.01
Legal Lot Number	41
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1019
Census Tract	8904

Owner

Source: Lucas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11080 STILES RD, WHITEHOUSE, OH 43571-9828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2019	Warranty Deed, Transfer · FHA Mortgage MIDWEST MORTGAGE INVESTMENTS LTD
Mar 28, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026
Deed Sale	Aug 27, 2026
Prior Sale	Dec 12, 2024 · Amount on Record
Deed Document Number	202633582
Prior Transfer Date	Jul 24, 2026
Prior Transfer Doc	0000033582
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 27, 2026
Property Address	11080 STILES RD, WHITEHOUSE, OH 43571-9828
Document Number	0000033582
Instrument Date	Jul 24, 2026
Instrument	202633582
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	11080 STILES RD, WHITEHOUSE, OH 43571-9828

Mortgage

Document Number	0000033583,
Date	Aug 27, 2026
Instrument	202633583

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 23, 2019
Property Address	11080 STILES RD, WHITEHOUSE, OH 43571-9828
Document Number	0000002889
Map Reference	VOL 145 PG 87
Instrument Date	Jan 17, 2019
Instrument	201901230002889
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11080 STILES RD, WHITEHOUSE, OH 43571-9828

Mortgage

Document Number	0000002890
Date	Jan 23, 2019
Instrument	201901230002890

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 28, 2017
Property Address	11080 STILES RD, WHITEHOUSE, OH 43571-9828
Document Number	0000012911
Instrument Date	Mar 24, 2017
Instrument	12911
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11080 STILES RD WHITEHOUSE OH 435719828, WHITEHOUSE, OH 43571-9828

Mortgage

Document Number	12912
Date	Mar 28, 2017
Instrument	12912

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,145 (-) Land $14,140 Building $61,005	$214,700 (-) Land $40,400 Building $174,300
2024	$3,628.00 (-2.89%)	$75,145 (+9.88%) Land $14,140 Building $61,005	$214,700 (+9.88%) Land $40,400 Building $174,300
2023	$3,736.00 (-0.9%)	$68,390 (-) Land $11,830 Building $56,560
2022	$3,770.00 Homeowner's exemption	$68,390 Land $11,830 Building $56,560
2021			$195,400 Land $33,800 Building $161,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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