1108 State St, Albany, NY 12203 Property Records

Albany County and Albany City property record for 1108 State St, Albany, NY 12203

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,348 sqft · built 1915
Lot Size	0.088 acres (3,848 sqft)
Owner	2 Individuals on Record
Last Sale	$167,500 (Jun 2013)
Tax Bill	$6,658 (2021)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010100 64.43-2-28`

Property Details

APN / Parcel Number

Primary APN	`010100 64.43-2-28`
Alternative APNs	`010006404300020280000000` `06404300020280000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,348 sqft Living Area
1st Floor Area	732 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1915
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,848 sqft (0.088 acres)
Lot Dimensions	104 ft deep x 37 ft wide
Porch	Covered Porch
Porch Area	184 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06404300020280000000
Old Parcel Number	010006404300020280000000
Street Address	1108 STATE ST
City	ALBANY
State	NY
Zip	12203-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	2 1/2 WOOD 1204615
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2005
Census Tract	502

Owner

Source: Albany County and Albany City assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Co-owner	Co-owner on Record
Mailing Address	1108 STATE ST, ALBANY, NY 12203-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Jul 18, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2013 · Amount on Record
Deed Sale	Jun 14, 2013 · Amount on Record
Deed Document Number	11417320
Deed Book / Page	3068 / 0684
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1108 STATE ST, ALBANY, NY 12203-1706
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 STATE ST, ALBANY, NY 12203-1706

Mortgage

Document Number	0000000356
Date	Mar 3, 2023
Instrument	R2023-4356

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1108 STATE ST, ALBANY, NY 12203-1706
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 STATE ST, ALBANY, NY 12203-1706

Mortgage

Document Number	0000005649
Date	Nov 1, 2022
Instrument	R2022-25649

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1108 STATE ST, ALBANY, NY 12203-1706
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 STATE ST, ALBANY, NY 12203-1706

Mortgage

Document Number	0000000356
Date	Mar 3, 2023
Instrument	R2024-4356

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 18, 2019
Property Address	1108 STATE ST, ALBANY, NY 12203-1706
Document Number	0000014295
Instrument Date	Jul 16, 2019
Instrument	14295
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 SOUTHERN BLVD ALBANY NY 122092027, ALBANY, NY 12209-2027

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,000 (+18.93%) Land $40,200 Building $160,800	$209,375 (-12.25%) Land $41,875 Building $167,500
2023		$169,000 (-) Land $34,000 Building $135,000	$238,599 (+12.55%) Land $48,002 Building $190,597
2022		$169,000 Land $34,000 Building $135,000	$211,992 Land $42,649 Building $169,343
2021	$6,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2014–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 945 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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