1104 State St, Albany, NY 12203 Property Records

Albany County and Albany City property record for 1104 State St, Albany, NY 12203

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,232 sqft · built 1917
Lot Size	0.043 acres (1,890 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jul 2020)
Tax Bill	$6,033 (2021)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010100 64.43-2-26`

Property Details

APN / Parcel Number

Primary APN	`010100 64.43-2-26`
Alternative APNs	`010006404300020260000000` `06404300020260000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,232 sqft Total Area
1st Floor Area	616 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1917
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	1,890 sqft (0.043 acres)
Lot Dimensions	54 ft deep x 35 ft wide
Porch	Covered Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06404300020260000000
Old Parcel Number	010006404300020260000000
Street Address	1104 STATE ST
City	ALBANY
State	NY
Zip	12203-1706
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	2 STUCCO & WOOD 1204613
Legal Block	2
Legal Lot Number	26.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2005
Census Tract	502

Owner

Source: Albany County and Albany City records · APN 010100 64.43-2-26

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1104 STATE ST, ALBANY, NY 12203-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	May 01, 2006 · Amount on Record
Deed Document Number	0202016338
Deed Book / Page	2907 / 0876
Prior Transfer Date	Jan 08, 2008
Prior Transfer Doc	10105645
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1104 STATE ST, ALBANY, NY 12203-1706
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007193
Date	Apr 03, 2018
Instrument	R2018-07193

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 28, 2028

Tax Assessment & Valuation

Source: Albany County and Albany City records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,000 (+51.35%) Land $44,800 Building $179,200	$233,333 (+11.67%) Land $46,667 Building $186,666
2023		$148,000 (-) Land $29,600 Building $118,400	$208,951 (+12.55%) Land $41,790 Building $167,161
2022		$148,000 Land $29,600 Building $118,400	$185,650 Land $37,130 Building $148,520
2021	$6,033.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2014–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 945 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALBANY CITY serves 98,000 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.