1108 Spruce St, Reading, PA 19602 Property Records

Berks County property record for 1108 Spruce St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft · built 1905
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jan 2023)
Tax Bill	$728 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5316-29-18-1496`

Property Details

APN / Parcel Number

Primary APN	`5316-29-18-1496`
Alternative APNs	`10-5316-29-18-1496` `648675`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,110 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1108 SPRUCE ST
City	READING
State	PA
Zip	19602-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	2100

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	50 BARROW PL, STATEN ISLAND, NY 10309-1780
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 13, 2019	Grant Deed, Transfer SIGNATURE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	20232184
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 24, 2023
Property Address	1108 SPRUCE ST, READING, PA 19602-2014
Document Number	0000002184
Instrument Date	Dec 30, 2022
Instrument	2023002184
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 BARROW PL, STATEN ISLAND, NY 10309-1780

Mortgage

Document Number	0000002185
Date	Jan 24, 2023
Instrument	2023002185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Aug 13, 2019
Property Address	1108 SPRUCE ST, READING, PA 19602-2014
Document Number	0000027025
Instrument Date	Jul 31, 2019
Instrument	27025
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SPRUCE ST READING PA 196022014, READING, PA 19602-2014

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$728.00 (+6.59%)	$25,800 (-) Land $5,500 Building $20,300	$5,500 (-78.68%) Land $5,500
2024	$683.00	$25,800 Land $5,500 Building $20,300
1994			$25,800 Land $5,500 Building $20,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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