1104 Spruce St, Reading, PA 19602 Property Records

Berks County property record for 1104 Spruce St, Reading, PA 19602

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,172 sqft · built 1905
Lot Size0.02 acres (871 sqft)
OwnerIndividual Name on File
Last Sale$72,000 (Apr 2022)
Tax Bill$423 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5316-29-18-1466

Property Details

APN / Parcel Number

Primary APN5316-29-18-1466
Alternative APNs
  • 10-5316-29-18-1466
  • 10648575
  • 648575

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,172 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area871 sqft (0.02 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10648575
Street Address1104 SPRUCE ST
CityREADING
StatePA
Zip19602-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block18
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2004
Census Tract2100

Owner

1104 Spruce St is owned by an individual who bought it in April 2022.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address309 HANCOCK CT, NORTH WALES, PA 19454-1020
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2022 · Amount on File
Deed SaleApr 6, 2022 · Amount on File
Prior SaleApr 4, 2014 · Amount on File
Deed Document Number202214394
Record UpdatedOct 29, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateApr 6, 2022
Property Address1104 SPRUCE ST, READING, PA 19602-2014
Document Number0000014394
Instrument DateApr 5, 2022
Instrument2022014394
Transaction TypeTransfer
Record UpdatedDec 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 HANCOCK CT, NORTH WALES, PA 19454-1020

Mortgage

Document Number0000014395
DateApr 6, 2022
Instrument2022014395
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1104 Spruce St was $423.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423.00$15,000 Land $5,300 Building $9,700$5,300 Land $5,300
2024$397.00$15,000 Land $5,300 Building $9,700
1994$15,000 Land $5,300 Building $9,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1104 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Spruce St

Nearby Streets

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