Cleveland County property record for 1108 Shadowlake Rd, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,059 sqft · built 1997 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Mar 2025) |
| Tax Bill | $2,255 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0043813 |
| Primary APN | R0043813 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Gross Area | 1,539 sqft |
| 1st Floor Area | 1,059 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43813 |
|---|---|
| Street Address | 1108 SHADOWLAKE RD |
| City | NORMAN |
| State | OK |
| Zip | 73071-6828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SHADOWLAKE ADDITION LT 12 BLK 2 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 17 |
| Legal Subdivision | SHADOWLAKE |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 201403 |
Source: Cleveland County assessment roll, APN R0043813, as of February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 SHADOWLAKE RD, NORMAN, OK 73071-6828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2025 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Aug 04, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| May 29, 2018 | Warranty Deed, Transfer · FHA Mortgage BANK OF OK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Aug 04, 2022 · Amount on Record |
| Deed Document Number | 20258074 |
| Deed Book / Page | 6783 / 153 |
| Prior Transfer Date | Dec 30, 2016 |
| Prior Transfer Doc | 0000043520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Mar 31, 2025 |
| Property Address | 1108 SHADOWLAKE RD, NORMAN, OK 73071-6828 |
| Document Number | 0R20258074 |
| Book / Page | 6783 / 153 |
| Instrument Date | Mar 28, 2025 |
| Instrument | R 2025 8074 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Title Company | CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 SHADOWLAKE RD, NORMAN, OK 73071-6828 |
| Document Number | 0R20258075 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | R 2025 8075 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Number | 0R20259976 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 6790/1189 |
| Instrument | R 2025 9976 |
| Name | OKLAHOMA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 04, 2022 |
| Property Address | 1108 SHADOWLAKE RD, NORMAN, OK 73071-6828 |
| Document Number | R202228320 |
| Book / Page | 6458 / 490 |
| Instrument Date | Aug 02, 2022 |
| Instrument | R 2022 28320 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1108 SHADAVLAKE RD, NORMAN, OK 73071-6828 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 29, 2018 |
| Property Address | 1108 SHADOWLAKE RD, NORMAN, OK 73071-6828 |
| Document Number | 0000016177 |
| Book / Page | 005804 / 001221 |
| Instrument Date | May 25, 2018 |
| Instrument | 16177 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | CLEVELAND COUNTY ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 SHADOWLAKE RD NORMAN OK 730716828, NORMAN, OK 73071-6828 |
| Document Number | 16178 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 005804/001222 |
| Instrument | 16178 |
| Name | BANK OF OK |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Cleveland County assessment roll as of February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,255.00 (+10.16%) | $18,792 (+10.25%) Land $4,280 Building $14,512 | $167,856 (+18.17%) Land $38,232 Building $129,624 |
| 2023 | $2,047.00 | $17,045 Land $4,896 Building $12,149 | $142,047 Land $40,800 Building $101,247 |
Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), as of February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272014035, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · other causes |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 579 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Oklahoma Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OK1020801, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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