1044 Shadowlake Rd, Norman, OK 73071 Property Records

Cleveland County property record for 1044 Shadowlake Rd, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 2000
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2022)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SHLK2 3 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29SHLK2 3 1001`
Alternative APN	`95866`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,163 sqft Living Area
1st Floor Area	1,163 sqft

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	130 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	95866
Old Parcel Number	95866
Street Address	1044 SHADOWLAKE RD
City	NORMAN
State	OK
Zip	73071-6877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 2 LT 1 BLK 3
Legal Range	02W
Legal Township	09N
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	3
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5012
Census Tract	201403

Owner

1044 Shadowlake Rd is owned by an individual who bought it in December 2022.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1754 SARATOGA DR, LAFAYETTE, CO 80026-9212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Mar 20, 2019	Quit Claim Deed, Transfer CLEVELAND ABSTRACT
Aug 14, 2018	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	R 2022 42854
Deed Book / Page	6504 / 540
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 15, 2022
Property Address	1044 SHADOWLAKE RD, NORMAN, OK 73071-6877
Document Number	R202242854
Book / Page	6504 / 540
Instrument Date	Dec 12, 2022
Instrument	R 2022 42854
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1754 SARATOGA DR, LAFAYETTE, CO 80026-9212

Mortgage

Document Number	R202242855
Date	Dec 15, 2022
Instrument	R 2022 42855

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 20, 2019
Property Address	1044 SHADOWLAKE RD, NORMAN, OK 73071-6877
Document Number	0000007856
Book / Page	005901 / 001148
Instrument Date	Mar 14, 2019
Instrument	7856
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	CLEVELAND ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1044 SHADOWLAKE ROAD NORMAN OK 7 NORMAN OK 73071, NORMAN, OK 73071

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 14, 2018
Property Address	1044 SHADOWLAKE RD, NORMAN, OK 73071-6877
Document Number	0000025903
Book / Page	005934 / 000086
Instrument Date	Aug 10, 2018
Instrument	25903
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 EQUINOX CIR ERIE CO 805166411, ERIE, CO 80516-6411

Mortgage

Document Number	25905
Date	Aug 14, 2018
Book Page	005834/000090
Instrument	25905

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	NORMAN, OK 73070-5369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1044 Shadowlake Rd was $2,275.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00	$18,954 Land $3,802 Building $15,152	$177,062 Land $35,518 Building $141,544
2023	$2,064.00	$17,192 Land $4,080 Building $13,112	$143,267 Land $34,000 Building $109,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1044 Shadowlake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Shadowlake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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