1108 Shadow Rdg Dr, Modesto, CA 95351 Property Records

Stanislaus County property record for 1108 Shadow Rdg Dr, Modesto, CA 95351 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1989
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-050-060-000`

Property Details

APN / Parcel Number

Primary APN	`039-050-060-000`
Alternative APN	`0395060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0395060
Street Address	1108 SHADOW RIDGE DR
City	MODESTO
State	CA
Zip	95351-4962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:8504
Legal Subdivision	CANYON CRK ESTATES
Legal Block	8504
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1004
Census Tract	2701

Owner

Source: Stanislaus County records · APN 039-050-060-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1108 SHADOW RIDGE DR, MODESTO, CA 95351-4962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 09, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2004
Deed Sale	Dec 01, 2004
Prior Sale	Dec 14, 2007
Deed Document Number	0000198087
Last Transfer Date	Mar 28, 2017
Transfer Doc	0000021445
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1108 SHADOW RIDGE DR, MODESTO, CA 95351-4962
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SHADOW RIDGE DR, MODESTO, CA 95351-4962

Mortgage

Document Number	0000074462
Date	Sep 29, 2020
Instrument	2020-0074462

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jul 01, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1108 SHADOW RIDGE DR, MODESTO, CA 95351-4962
Document Number	0000071732
Instrument Date	Oct 09, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 SHADOW RIDGE DR MODESTO CA 953514962, MODESTO, CA 95351-4962

Mortgage

Document Number	0000071732
Date	Oct 16, 2018
Instrument	71732

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 28, 2017
Property Address	1108 SHADOW RIDGE DR, MODESTO, CA 95351-4962
Document Number	0000021445
Map Reference	MAP31 PG45
Instrument Date	Mar 15, 2017
Instrument	2017-0021445
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1108 SHADOW RIDGE DR, MODESTO, CA 95351-4962

Mortgage

Document Number	0000021447
Date	Mar 28, 2017
Instrument	2017-0021447

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,115.00 (+9.76%) Homeowner's exemption	$184,224 (+4.04%) Land $55,627 Building $128,597
2023	$1,927.00 (+0.94%) Homeowner's exemption	$177,072 Land $53,468 Building $123,604
2022	$1,909.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990027011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 697 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Ayera Technologies	Fixed Wireless	1,000 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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