1108 Settlement Dr, Williamsburg, VA 23188 Property Records

Williamsburg City property record for 1108 Settlement Dr, Williamsburg, VA 23188 · Last verified June 2026

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 2.5 ba · 1,152 sqft · built 2001
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2025)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	May 2026 Transfer Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372-(06)-05-1108`

Property Details

APN / Parcel Number

Primary APN	`372-(06)-05-1108`
Alternative APN	`3308.935.299`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1108 SETTLEMENT DR
City	WILLIAMSBURG
State	VA
Zip	23188-2668
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	BRISTOL COMMONS CONDOS PH V UNIT 1108
Legal Subdivision	BRISTOL COMMONS (CONDO)
Legal Phase	5
Legal Block	05
Legal Unit	1108
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1023
Census Tract	370300

Owner

Source: Williamsburg City records · APN 372-(06)-05-1108

Assessment roll updated January 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3328 SAWYER WAY, TOANO, VA 23168-9640
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Sep 16, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 17, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	20253358
Last Transfer Date	May 11, 2026
Transfer Doc	0000001519
Record Updated	Sep 20, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	May 12, 2026
Property Address	1108 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2668
Document Number	0000001519
Instrument Date	May 11, 2026
Instrument	20261519
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3328 SAWYER WAY, TOANO, VA 23168-9640

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Sep 16, 2025
Property Address	1108 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2668
Document Number	0202503358
Map Reference	DOC 665
Instrument Date	Sep 11, 2025
Instrument	202503358
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 SAWYER WAY, TOANO, VA 23168-9640

Mortgage

Document Number	0202503359
Date	Sep 16, 2025
Instrument	202503359

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Aug 17, 2020
Property Address	1108 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2668
Document Number	0000203371
Instrument Date	Aug 10, 2020
Instrument	203371
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2668

Tax Assessment & Valuation

Source: Williamsburg City records · Assessment roll updated January 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (+3.51%)	$256,900 (+3.51%) Land $11,200 Building $245,700	$256,900 (+3.51%) Land $11,200 Building $245,700
2024	$1,538.00 (+25.24%)	$248,200 (+25.29%) Land $11,100 Building $237,100	$248,200 (+25.29%) Land $11,100 Building $237,100
2023	$1,228.00	$198,100 Land $11,100 Building $187,000	$198,100 Land $11,100 Building $187,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 51095C, updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518303703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1989, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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